Chosen from the list of top 100 cities by population.

Criteria- local economies, fiscal discipline, and standard of living.

*The Best-Run Cities in America*

*10. Plano, Tex.*
> Violent crime per 1,000 people: 1.81 (7th lowest)
> Poverty rate: 7.9% (5th lowest)
> Adult population graduated from high school: 93.3% (4th highest)
> Credit rating: Aaa
> Population: 261,697

Plano, a wealthy suburb of Dallas, was founded in 1873. The city has one of
the lowest violent crime rates in the country, partly because it can afford
a sizable and educated police force. Plano is one of the few cities in the
U.S. that require a four-year college degree of its police officers.
Plano’s population is the third wealthiest of the cities we examined, with
a median household income of nearly $80,000 a year. Just 7.9% of the area’s
residents live below the poverty line, and just 1.3% of households makes
less than $10,000 per year, the lowest rate among all major U.S. cities.
Moody’s has assigned a perfect Aaa rating to Plano’s general obligation
credit, citing “an affluent and large tax base” and “strong financial
management.”

*9. Chandler, Ariz.*
> Violent crime per 1,000 people: 2.86 (14th lowest)
> Poverty rate: 8.2% (6th lowest)
> Adult population graduated from high school: 91.5% (13th highest)
> Credit rating: Aaa (stable outlook)
> Population: 236,775

Chandler is one of the newest large cities in the U.S. The city was
incorporated in 1951, but the population did not truly expand until very
recently. In 1980, Chandler, which is located within the greater Phoenix
metropolitan area, had a population of 30,000. Now, it has a population of
247,000. There are countless examples of cities that experienced this level
of growth, but few, especially in the Southwest, that maintained a healthy
economy through the recession. And despite home values dropping
precipitously in the city, like the rest of the Phoenix region, Chandler
managed to maintain a healthy economy. In 2010, the city had the
ninth-lowest unemployment rate among the largest cities, and the
sixth-lowest poverty rate. Chandler has been assigned a perfect Aaa stable
rating by Moody’s. The credit rating agency justified the rating: “The
stable credit outlook reflects Moody’s expectation that management will
continue to maintain favorable financial operations and strong reserve
levels despite ongoing economic weakness.”

*8. Scottsdale, Ariz.*
> Violent crime per 1,000 people: 1.53 (6th lowest)
> Poverty rate: 7.9% (4th lowest)
> Adult population graduated from high school: 95.9% (the highest)
> Credit rating: Aaa (stable outlook)
> Population: 217,977

Like Chandler, Scottsdale is a prosperous suburb of Phoenix. It has the
seventh-highest median income in the country, the highest percentage of
high school graduates, and is among the top 10 for unemployment and health
insurance coverage. However, because of its close proximity to Phoenix,
home values dropped substantially during the recession. Nevertheless, the
city has managed to maintain healthy employment and low poverty, as well as
a stable Aaa rating — the best a city can receive. According to Mayor W. J.
Lane, “Scottsdale has weathered the recession with our Aaa bond ratings
intact because we cut where we need to cut and we invest where we need to
invest.”

*7. Seattle, Wash.*
> Violent crime per 1,000 people: 5.67 (43rd lowest)
> Poverty rate: 14.7% (14th lowest)
> Adult population graduated from high school: 92.8% (7th highest)
> Credit rating: Aaa
> Population: 610,710

Among the best-run cities, Seattle is easily the largest, with over 180,000
people more than the next largest city on our list. A large population
often hinders a city’s ability to manage resources well because it can
create a higher cost of governance and more complicated logistics.
Nevertheless, Seattle is one of the healthiest large cities in the U.S.,
with a poverty rate smaller than other cities on our list with populations
a third of the size. In the 1980 and 1990s, the city became a mecca for
emerging Internet, tech and green-tech companies. These industries are
still going strong, continuing to attract a healthy base of professionals
to the area, as evidenced by its high percentage of adults with a high
school diploma. Seattle also has a high rate of health insurance coverage.

*6. Chesapeake, Va.*
> Violent crime per 1,000 people: 3.84 (19th lowest)
> Poverty rate: 7% (2nd lowest)
> Adult population graduated from high school: 90.8% (14th highest)
> Credit rating: Aa1
> Population: 222,986

The city of Chesapeake was founded in 1963, although the area itself has
had people living there since the late 17th century. Chesapeake is located
on the southern edge of of the City of Norfolk. It is also within striking
distance of the city of Virginia Beach, which itself is among the best-run
cities. These two adjacent cities provide sources of employment for
Chesapeake residents. With few urban areas, Chesapeake has relatively low
crime and unemployment, as well as the second-lowest poverty rate in the
U.S. However, the city has a credit rating of Aa1, rather than Aaa, and is
not in the top 20% for health insurance coverage.

*5. Lincoln, Neb.*
> Violent crime per 1,000 people: 4.84 (32nd lowest)
> Poverty rate: 17.3% (28th lowest)
> Adult population graduated from high school: 92.9% (6th highest)
> Credit rating: Aaa (stable outlook)
> Population: 259,041

Lincoln, Neb., is one of only two state capitals to make our best-run
cities list. It also has a much lower median household income compared to
the very high incomes of most of the best-run cities on our list. Lincoln’s
income is just $47,526, ranking only 35th among the 100 largest cities in
the country. Despite the less affluent tax base, however, Lincoln’s economy
is healthy. The city had an average unemployment rate of just 3.73% over
the past 12 months, the lowest among the 100 cities considered, as well as
the fourth-lowest vacancy rate. Mayor Chris Beutler explained to 24/7 Wall
St., “Over the past five years, we’ve incorporated citizen input into a
multifaceted outcome-based budget process where we ask residents what their
priorities are and what they want their city to be. It’s been very well
received and has helped build a culture of citizen ownership and
involvement that has guided our decision making and solidified citizen
support.” Moody’s has awarded an Aaa rating to the city’s debt, explaining:
“The city’s financial position will remain sound given management’s
conservative budgeting practices, ample revenue-raising flexibility and
alternate liquidity provided in the Special Revenue fund.”

*4. Fremont, Calif.*
> Violent crime per 1,000 people: 2.37 (11th lowest)
> Poverty rate: 6.6% (the lowest)
> Adult population graduated from high school: 90.2% (15th highest)
> Credit rating: not rated
> Population: 214,613

For a large city to have weathered the worst of the recession is
impressive. To do it in the particularly hard-hit state of California is
especially notable. Like most of the state, home values dropped nearly 15%
between 2007 and 2010. Nevertheless, the city has a vacancy rate of just
5.6%, good enough to make the top five among large cities. Fremont also has
a poverty rate of just 6.6%, the lowest in the country, and a violent crime
rate of just 2.37 per 1,000 people.

*3. Madison, Wis.*
> Violent crime per 1,000 people: 3.92 (21st lowest)
> Poverty rate: 18.7% (40th lowest)
> Adult population graduated from high school: 95.1% (3rd highest)
> Credit rating: Aaa (stable outlook)
> Population: 233,777

Madison, the other capital city on our list, was incorporated in the mid
1800s, and exists today as one of the most well-run cities in the Midwest.
Madison is not a particularly wealthy city, with a median household income
of just over $50,000. Nevertheless, the capital has a perfect Aaa (stable)
credit rating, as well as extremely low unemployment and home vacancy
rates. According to Madison city administrative analyst Tim Fruit, “Over
the past few years, we have really made a significant effort toward more
carefully planning our six-year capital improvement program. In the past,
the out years were not well scrutinized. Now, we try to analyze and balance
the out years much more carefully.”

*2. Irvine, Calif.*
> Violent crime per 1,000 people: 0.55 (5th lowest)
> Poverty rate: 12.3% (9th lowest)
> Adult population graduated from high school: 95.7% (2nd highest)
> Credit rating: not rated
> Population: 212,982

Irvine has a violent crime rate of just 0.55 per 1,000 people, the fifth
lowest among the major cities on our list. The city is also among the best
10 for home vacancy, unemployment, median income and high school graduation
rates. In 2008, CNN Money rated it the fourth-best place to live in the
U.S. According to Craig Reem, director of public affairs and
communications, “We are seeing a gradual improvement in our local economy
that allows us to move from recession ready, to recovery ready. The City
Council plans conservatively: This past fiscal year (2010-2011), we
outperformed our budget expectations by nearly $14 million.”

*1. Virginia Beach, Va.*
> Violent crime per 1,000 people: 1.88 (8th lowest)
> Poverty rate: 7.5% (3rd lowest)
> Adult population graduated from high school: 93.1% (5th highest)
> Credit rating: Aaa (negative outlook)
> Population: 439,172

Virginia Beach is, by our measurement, the best-run city in the U.S.
Located on the eastern shore of Virginia, the city is one of the most
prosperous in the country. Out of the 100 largest cities, it has among the
10 lowest violent crime, unemployment, and poverty rates, as well as among
the 10 best for median income, high school graduation and health insurance
coverage. Moody’s listed Virginia Beach’s three main strengths as a “large
and diverse tax base stabilized by the presence of military bases,” the
city’s “strong and carefully managed financial position,” and
“comprehensive financial policies and conservative budgeting approach.” The
city’s credit rating is a perfect Aaa.

*The Worst-Run Cities in America*

*10. Hialeah, Fla.*
> Violent crime per 1,000 people: 4.36 (26th lowest)
> Poverty rate: 22.1% (35th highest)
> Adult population graduated from high school: 68.6% (5th lowest)
> Credit rating: not rated
> Population: 225,461

Hialeah is the sixth-largest city in the state, and yet it receives little
press attention, largely because it is overshadowed by the neighboring city
of Miami. In many ways, Hialeah is an improvement on its larger neighbor,
posting the 26th lowest violent crime rate in the country, as well as the
third-lowest vacant homes rate, at just 5%. However, Hialeah also has a
12-month unemployment rate of more than 15% — higher than Miami and all but
a few of America’s largest cities. The city, which has grown very quickly
over the past several decades, has one of the lowest percentages of adults
with health insurance, at 28.6%.

*9. North Las Vegas, Nev.*
> Violent crime per 1,000 people: 8.93 (28th highest)
> Poverty rate: 18.0% (35th lowest)
> Adult population graduated from high school: 76.8% (15th lowest)
> Credit rating: A2 (negative outlook)
> Population: 217,304

The housing market of North Las Vegas plunged 50.9% from 2007 to 2010. In
2010, one in every five homes in the city was foreclosed upon, according to
RealtyTrac. On top of it all, the North Las Vegas Housing Authority
misspent public money for years meant to help needy residents. It appears
that the soft housing market will continue to hurt city coffers. One of its
major revenue sources — property taxes — is expected to fall by over a
fifth in 2011 in the county. To reduce spending, the city cut or froze more
than 800 
positions<http://www.lvrj.com/news/layoffs-resignations-leave-void-in-north-las-vegas-128550773.html>
in
recent years. The city has a credit rating of A2 from Moody’s, which the
agency attributes to its “continued economic weakness and persistent
financial challenges,” as well as “the city’s structurally imbalanced
operations and reliance on financial reserves” used to support government
operations.

*8. Fresno, Calif.*
> Violent crime per 1,000 people: 6.26 (48th highest)
> Poverty rate: 30.2% (9th highest)
> Adult population graduated from high school: 74.6% (11th lowest)
> Credit rating: A3 (negative outlook)
> Population: 496,147

Fresno, which was incorporated in 1885, is California’s largest inland
city. Like much of the state, the city’s home values declined by more than
30% between 2007 and 2010. However, the vacancy rate in the city, at 9.8%,
is better than average. Fresno’s 12-month average unemployment rate was the
fifth-highest among the largest cities in the U.S. Also, more than 30% of
the population lives below the poverty line. In October, Moody’s downgraded
the city’s long-term debt rating to A2, citing an increasing budget gap and
weak financial reserves.

*7. St. Louis, Mo.*
> Violent crime per 1,000 people: 17.47 (2nd highest)
> Poverty rate: 27.8% (13th highest)
> Adult population graduated from high school: 81.5% (36th lowest)
> Credit rating: Aa3 (stable outlook)
> Population: 319,156

St. Louis has had a hard time controlling violent crime. With 17.47
incidents per 1,000 residents in 2010, the city has the second highest rate
of violent crime in the country. This is due in part to the city’s high
poverty rate of 27.8% and its median income of $32,688, which is the 10th
lowest out of the 100 largest cities. Additionally, nearly 20% of housing
units in the city are vacant. All of these measures influence government
revenues. Despite this, St. Louis has managed its finances fairly well.
While Moody’s credit score is Aa3, the credit agency also reports that the
city faces a continued weakening of resident income levels, high
unemployment rates and a decreasing population.

*6. Stockton, Calif.*
> Violent crime per 1,000 people: 13.81 (6th highest)
> Poverty rate: 23.0% (27th highest)
> Adult population graduated from high school: 75% (12th lowest)
> Credit rating: Baa1 (negative outlook)
> Population: 292,747

Stockton is part of the inland area that also contains Fresno. Stockton was
one of the hardest-hit by the burst housing bubble. In 2007, median home
value in the city was $364,700. By 2010, that number declined more than 50%
to $171,500. This massive drop — the second-largest decline among all major
cities — has led to large-scale foreclosures and an increasingly dire
economic situation. Stockton has the sixth-highest violent crime rate in
the country among major U.S. cities, as well as the second-highest average
unemployment rate, at more than 20%. The city currently has a large debt
and a weak economy.

*5. Cleveland, Ohio*
> Violent crime per 1,000 people: 12.97 (8th highest)
> Poverty rate: 34.0% (3rd highest)
> Adult population graduated from high school: 77.7% (19th lowest)
> Credit rating: A1 (stable outlook)
> Population: 396,240

Cleveland has grown exceptionally poor since its days as a major
manufacturing center. Census data from 2010 show that one out of every
three Cleveland residents lives in poverty, placing the city among the
poorest large American cities. Cleveland also has the second-lowest median
household income, at just $25,977, as well as a particularly high rate of
violent crime. In addition, Cleveland is the county seat of Cuyahoga
County, which is in the midst of a tremendous corruption
scandal<http://www.cleveland.com/countyincrisis/index.ssf/2012/01/jury_selection_set_for_wednesd.html>,
centered around County Commissioner Jimmy Dimora.

*4. San Bernardino, Calif.*
> Violent crime per 1,000 people: 8.15 (31st highest)
> Poverty rate: 34.6% (2nd highest)
> Adult population graduated from high school: 64.1% (2nd lowest)
> Credit rating: not rated
> Population: 210,670

San Bernardino is the third city from California to make our top worst-run
cities list. Its economy has arguably been hit harder by the subprime
mortgage crisis than any other major U.S. city. Between 2007 and 2010,
median home value dropped 55%, from $327,000 to just $147,200. Along with
the massive loss in home values, unemployment rates have skyrocketed to the
third-highest in the country among the largest cities. The city also has a
poverty rate of nearly 35%. Just 64.1% of adults have a high school diploma.

*3. Newark, N.J.*
> Violent crime per 1,000 people: 10.29 (21st highest)
> Poverty rate: 30.2% (10th highest)
> Adult population graduated from high school: 69.2% (6th lowest)
> Credit rating: A3 (negative outlook)
> Population: 277,232

Newark has a very high rate of poverty, reaching 30.2% in 2010. Its median
household income is $32,043 — the ninth lowest among the 100 largest
cities. Less than 70% of the adult population has a high school diploma or
more — the sixth lowest rate. Meanwhile, Newark’s violent crime rate has
been increasing. In late November 2010, the city laid off nearly 15% of its
police 
force<http://newyork.cbslocal.com/2011/05/15/n-j-crime-increases-raise-issue-of-police-layoffs/>.
By May 2011, the annual murder rate had increased a stunning 65%.
Robberies, burglaries and thefts increased as well.

*2. Detroit, Mich.*
> Violent crime per 1,000 people: 18.87 (the highest)
> Poverty rate: 37.6% (the highest)
> Adult population graduated from high school: 77.4% (18th lowest)
> Credit rating: Ba3 (on review)
> Population: 711,910

Despite being more notorious for its troubles than any other major U.S.
city, Detroit managed to avoid the title of worst-run city in the country.
The city has been in a tough spot for decades, but continued problems with
corruption and poor management have not helped matters. Detroit already
sports the worst credit rating awarded by Moody’s and is the only one of
the 100 largest cities in the U.S. to have a rating below investment grade.
Worse still, the rating agency is currently reviewing the Ba3 rating —
which already had a negative outlook — after the state of Michigan
announced it was evaluating whether the city’s troubles constituted an
economic crisis. Of the 100 largest cities, Detroit has the highest home
vacancy rate, the highest unemployment rate, the highest poverty rate, the
worst violent crime rate and the lowest median household income.

*1. Miami, Fla.*
> Violent crime per 1,000 people: 11.08 (13th highest)
> Poverty rate: 32.4% (5th highest)
> Adult population graduated from high school: 68.2% (4th lowest)
> Credit rating: A2 (stable outlook)
> Population: 400,892

According to a 2011 UBS study, Miami is the richest city in the country and
the fourth richest city in the world by domestic purchasing power. However,
a 2011 study by the Census
Bureau<http://www.census.gov/prod/2011pubs/acs-16.pdf> found
the Miami metropolitan area also had the second-highest income inequality
rate in the nation — probably due to the incredibly high percentage of
households living below the poverty line. Despite the city’s wealth,
Miami’s median household income of $27,291 is the third smallest among the
100 biggest cities. Its poverty rate of 32.4% is the fifth highest. The
city faces a handful of other problems. Only 68.2% of adults have a high
school diploma or more — the fourth lowest rate. Also, 22.5% of housing
units are vacant, which is the fifth highest percentage. A 2011 Brookings
Institute report put Miami among the 20 weakest-performing metropolitan
statistical areas in the country with regards to recovering from the
recession, due in large part to the crash of its housing market.

And there you have it, Miami upsets Detroit for the worst on the list.

http://247wallst.com/2012/01/05/best-and-worst-run-cities-in-america/


J

-
03-16-2006 - The fact that we are here today to debate raising America’s
debt limit is a sign of leadership failure. Leadership means that ‘the buck
stops here.’ Instead, Washington is shifting the burden of bad choices
today onto the backs of our children and grandchildren. America has a debt
problem and a failure of leadership. Americans deserve better. I therefore
in

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