"Education is not a free market. It's heavily subsidized, by federal money, and
by loans. If it were a finance based free market, you'd only get to go to
school if you had the money or could prove you were good for a loan. In an
intelligence based free market on education, only the smartest people would
get in."

Disregarding the subsidies, it is still not a free market.  Colleges are
"supposed" to admit students based on merit, not cost (but then George Bush
and John Kerry got into Yale, so the system is no where near completely
merit based).


Then, there is the rising issue of the government assault on for profit
colleges.   While some of these institutes implement some very questionable
practices, they are meeting a demand.  Hense, the number of these
institutes continue to grow.  If the demand continued, I believe the issues
would self correct.  That is, institutes would open that did not use the
questionable practices, forcing others to do so also.

I do not believe that the government attack on for profit colleges has
anything to do with protecting students.  I believe it has everything to do
with protecting the existing educational industrial complex.


"AFAIK - neither of these criteria are used for student loans."

And why is that?  It's almost like someone wants people to be buried under
debt.


Anyway, this goes back to a thread on CF-Community several months ago that
touched on several issues.

At what point does it become worthwhile to skip college?  If it is going to
take 300k in loans to get a degree, is it worth it?

At what point, do those giving the loans say "You cannot major in
philosophy, history, political science, art history, etc." since there are
no jobs for these fields and you will not be able to pay us back?


J

-

You know, education, if you make the most of it, if you study hard and you
do your homework, and you make an effort to be smart, uh, you, you can do
well. If you don't, you get stuck in Iraq. - John Kerry


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