"I'm sorry - but insurance companies are evil and suck, and it sucks we
need them at all. "

Unfortunately, it seems that they have become pretty bad.  Several years
ago, blue cross in our state went from non profit to profit.  You want to
guess how coverage has worked since then?


"Such a Catch-22. All you can hope for is that you have a great experience
whenever you have a claim. Woe be to the unusual ones though."

You got it.

One of my favorite parts of the Incredibles:


*Bob <http://www.imdb.com/name/nm0005266/>*: Did I do something illegal?
*Gilbert Huph <http://www.imdb.com/name/nm0001728/>*: [*begrudgingly*] No.
*Bob <http://www.imdb.com/name/nm0005266/>*: Are you saying we shouldn't
help our customers?
*Gilbert Huph <http://www.imdb.com/name/nm0001728/>*: [*pacing back and
forth*] The law requires that I answer no.
*Bob <http://www.imdb.com/name/nm0005266/>*: We're supposed to help people!
*Gilbert Huph <http://www.imdb.com/name/nm0001728/>*: We're supposed to
help *our* people! Starting with our stockholders, Bob! Who's helping them
out, Huh?


J

-

We stand today at a crossroads: One path leads to despair and utter
hopelessness. The other leads to total extinction. Let us hope we have the
wisdom to make the right choice. - Woody Allen


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