>> The libertarian part of me thinks people should plan
>> ahead as much as possible on their own by providing their own safety
>> net and reducing risks, but the realist in me knows that not everyone
>> has the means to cover expenses and things can happen through no fault
>> of your own which would otherwise ruin people financially, so
>> insurance is a necessity of modern life.
>
> So you can go on long term disability tomorrow because you just found out
> you have *Parkinson* disease?
>
> Good luck with that bro... I'll send $10 to your paypal when I feel like it!

Sorry, I seriously have no idea what you're trying to say here.  Can
you clarify that a bit?


-Justin

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