On Wed, Sep 10, 2014 at 10:47 AM, Ray Champagne <[email protected]>
wrote:

>
> I highly recommend American Express (Blue Cash) for this exact reason.
>  Three times they have caught fraudulent charges and I was never liable for
> a single one.  They have excellent fraud detection too, and their customer
> service is the best I have ever seen.  Not to mention I use it enough that
> I get about $1500-$1700 cash back every year.
>
> And I never use my debit card as anything but an ATM anymore.  Way too much
> direct exposure to my bank account.
>

Well, just to be clear, the same level of protection is present on a Visa
issued debit card. Visa treats it similar to a credit card. I had some
fraud awhile back. The money was returned instantly to my checking account,
I was out nothing, and was issued a new card on the spot.

I agree that the direct link to your checking is a bit worrisome though.


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