Just a quick comment on it. I noticed on the Manitoba Public 
Insurance that they were profitable enough to reduce rates last year 
and donate over 2 million to Manitoba's Colleges and Universities.

larry

>So I've been giving this a little thought. If we grant that mandatory car
>insurance is here, and it is, then it seems to me only right that insurance
>should also be publicly run. Particularly considering that it could, and
>absolutely should, be run at costs that are not significantly profitable but
>also not at a loss. My thought is that while I'm not a big fan of more
>government either, I'm more opposed to government mandates that force people
>into supporting a particular private industry that is effectively
>unregulated in terms of pricing. The end result there is a law to make
>certain individuals rich off of the public.
>
>Since the public has decided, via their proxies in the government, that the
>costs of individuals having insurance is a better choice than individuals in
>accidents becoming a burden on the state, then it seems to me that the
>public should also be required to manage and finance that insurance. There
>should be no such thing as unfunded government mandates, and the funding
>solution should not make the public slaves to building the wealth of a few
>private individuals.
>
>I know this is the "socialized" approach to government, but doesn't it make
>sense? It basically says, "we'd rather not, but if we have to then let's do
>it right and fair." Does that really sound so off base?
>
>-Kevin
>
>----- Original Message -----
>From: "Heald, Tim" <[EMAIL PROTECTED]>
>To: "CF-Community" <[EMAIL PROTECTED]>
>Sent: Thursday, September 11, 2003 2:46 PM
>Subject: RE: Public car insurance causes more accidents: study was(RE: PUB
>LIC AUTO INSURANCE A BETTER DEAL: STUDY)
>
>
>>  I was only pointing out Larry's not giving the "whole picture"
>>
>>  Personally I think forced insurance is wrong.
>>
>>  Timothy Heald
>>  Information Systems Manager
>>  Overseas Security Advisory Council
>>  U.S. Department of State
>>  571.345.2319
>>
>>  The opinions expressed here do not necessarily reflect those of the U.S.
>>  Department of State or any affiliated organization(s).  Nor have these
>>  opinions been approved or sanctioned by these organizations. This e-mail
>is
>>  unclassified based on the definitions in E.O. 12958.
>>
>>
>>  -----Original Message-----
>>  From: Kevin Graeme [mailto:[EMAIL PROTECTED]
>>  Sent: Thursday, September 11, 2003 3:25 PM
>>  To: CF-Community
>>  Subject: Re: Public car insurance causes more accidents: study was(RE:
>>  PUBLIC AUTO INSURANCE A BETTER DEAL: STUDY)
>>
>>
>>  Curious. I would have thought that you would be one to argue for personal
>>  responsibility instead of an organization descriminating to force
>behavior.
>>
>>  The public insurance doesn't cause more accidents. The bad drivers cause
>the
>>  accidents.
>>
>>  -Kevin
>>
>>  ----- Original Message -----
>  > From: "Heald, Tim" <[EMAIL PROTECTED]>
>  > To: "CF-Community" <[EMAIL PROTECTED]>
>  > Sent: Thursday, September 11, 2003 12:55 PM
>  > Subject: Public car insurance causes more accidents: study was(RE: PUBLIC
>>  AUTO INSURANCE A BETTER DEAL: STUDY)
>>
>>
>>  >
>http://winnipeg.cbc.ca/regional/servlet/View?filename=mb_autostudy20030904
>>  >
>>  > Timothy Heald
>>  > Information Systems Manager
>>  > Overseas Security Advisory Council
>>  > U.S. Department of State
>>  > 571.345.2319
>>  >
>>  > The opinions expressed here do not necessarily reflect those of the U.S.
>>  > Department of State or any affiliated organization(s).  Nor have these
>>  > opinions been approved or sanctioned by these organizations. This e-mail
>>  is
>>  > unclassified based on the definitions in E.O. 12958.
>>  >
>>  >
>>  > -----Original Message-----
>>  > From: Larry C. Lyons [mailto:[EMAIL PROTECTED]
>>  > Sent: Thursday, September 11, 2003 1:50 PM
>>  > To: CF-Community
>>  > Subject: PUBLIC AUTO INSURANCE A BETTER DEAL: STUDY
>  > >
>>  >
>>  > PUBLIC AUTO INSURANCE A BETTER DEAL: STUDY
>>  > A new study says public auto insurance schemes, such
>>  > as the one in Manitoba, provides better
>>  > coverage at lower prices compared to private
>>  > insurance schemes.
>>  >
>>  > FULL STORY
>>  >
>http://winnipeg.cbc.ca/regional/servlet/View?filename=mb_insurance20030911
>>  >
>>  > Strike another one for government owned companies.
>>  >
>>  > larry
>>  >
>>  >
>>  >
>>
>>
>
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