Hey All,

I've been looking into recurring billing options with some CC processing
companies because we do not want to go to the expense and potential
liability of collecting and storing cc numbers.  So far what I have found is
not what I would have expected, so I'm checking to see what others may have
found.

Here's what I've been told so far:

1) The cc processing company stores the CC number
2) During the first payment processing for any given customer, you also
setup the recurring billing details (i.e. bill this CC number annually for
$25)

Here's what I was hoping for:

1) During first Tx you pass along a customer ID with the CC number etc. to
be stored for futuire Txs on that card.
2) When your system is ready to bill that card again (i.e. my system decides
when it' time to bill and how much to bill), I pass the customer
ID/details/amount to the CC procerssing company which they use to lookup the
CC number and process the Tx.

Obviously what I was hoping for gives you far greater flexibility and can
allow the annual billing amount to fluctuate (this system gives dicounts on
renewals for referrals).  With what I've been told, I would have to
constantly sending changes to the CC processing company to adjust renewal
amounts....problem is there does not seem to be a way to do this unless I
have the cc number....which of course I do not want to store.

So does anybody know of a CC processing company that works the way I'm
hoping for?  Do you have any other suggestions on how to handle this
(without storing cc numbers in my system)?

TIA

Cheers

Bryan Stevenson B.Comm.
VP & Director of E-Commerce Development
Electric Edge Systems Group Inc.
t. 250.920.8830
e. [EMAIL PROTECTED]

---------------------------------------------------------
Macromedia Associate Partner
www.macromedia.com
---------------------------------------------------------
Vancouver Island ColdFusion Users Group
Founder & Director
www.cfug-vancouverisland.com

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