Why don't you store the CC numbers using a string public/private key encryption scheme (RSA?) and store the private key off-line on a portable USB device or something of that nature. Only use the private key when you need to run the billing process. Isn't that secure?
Brook At 10:19 AM 9/19/2003 -0700, you wrote: >Hey All, > >I've been looking into recurring billing options with some CC processing >companies because we do not want to go to the expense and potential >liability of collecting and storing cc numbers. So far what I have found is >not what I would have expected, so I'm checking to see what others may have >found. > >Here's what I've been told so far: > >1) The cc processing company stores the CC number >2) During the first payment processing for any given customer, you also >setup the recurring billing details (i.e. bill this CC number annually for >$25) > >Here's what I was hoping for: > >1) During first Tx you pass along a customer ID with the CC number etc. to >be stored for futuire Txs on that card. >2) When your system is ready to bill that card again (i.e. my system decides >when it' time to bill and how much to bill), I pass the customer >ID/details/amount to the CC procerssing company which they use to lookup the >CC number and process the Tx. > >Obviously what I was hoping for gives you far greater flexibility and can >allow the annual billing amount to fluctuate (this system gives dicounts on >renewals for referrals). With what I've been told, I would have to >constantly sending changes to the CC processing company to adjust renewal >amounts....problem is there does not seem to be a way to do this unless I >have the cc number....which of course I do not want to store. > >So does anybody know of a CC processing company that works the way I'm >hoping for? Do you have any other suggestions on how to handle this >(without storing cc numbers in my system)? > >TIA > >Cheers > >Bryan Stevenson B.Comm. >VP & Director of E-Commerce Development >Electric Edge Systems Group Inc. >t. 250.920.8830 >e. [EMAIL PROTECTED] > >--------------------------------------------------------- >Macromedia Associate Partner >www.macromedia.com >--------------------------------------------------------- >Vancouver Island ColdFusion Users Group >Founder & Director >www.cfug-vancouverisland.com > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Message: http://www.houseoffusion.com/lists.cfm?link=i:4:137706 Archives: http://www.houseoffusion.com/lists.cfm?link=t:4 Subscription: http://www.houseoffusion.com/lists.cfm?link=s:4 Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.4 This list and all House of Fusion resources hosted by CFHosting.com. The place for dependable ColdFusion Hosting. http://www.cfhosting.com
