I think you are asking if the storefronts like the ones listed below process the actual credit card transactions with VISA/MC and others. The answer is no, they are the actual store or the online catalog. They use "gateways" to talk with VISA/MC once the order is placed.
There are many gateways such as AuthorizeNet, Versign, CDG Commerce and others. The storefronts pass information to the gateways who then approve/decline your customer's card, then the storefront handles the response appropriately. Once the funds are extracted from the card they are then deposited into your bank account. This is usually a 1-2 day process.
I hope this helps!
Paul Giesenhagen
QuillDesign
----- Original Message -----
From: daniel kessler
To: CF-Talk
Sent: Thursday, July 29, 2004 2:48 PM
Subject: ecommerce storefronts
It seems like that when people speak of ecommerce and CF together, they're talking about storefronts. Do I use these systems (some listed below) to go directly to VISA/MC or do I always have to go through an online merchant bank, which I find for myself?
Here are the ones that I've seen listed on my houseOfFusion search:
NetReady:
http://www.aloha-webdesign.com/index.asp?fuseaction=details&pid=19
CFWebStore:
http://cfwebstore.com/ -- looks nice
SiteDirector:
http://www.quilldesign.com/site/index.cfm
And here's some payment services that we've considered instead of storefronts:
http://www.clickandpledge.com/
https://www.verisign.com/products-services/payment-processing/online-payment/payflow-pro/index.html
www.paypal.com
https://www.paypal.com/PROMO/GOOGLE/MR69
http://www.prestocart.com/cgi-bin/prestocart_donations.pl?ref=google3&fr=pch
Most any comments are welcome.
thanks.
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