We use Verisign's Payflow system.  It gives you a flag with which you
can do a "test" run of the card without actually processing it.

Another option (which we don't do) is to allow you to mark off $ against
the account temporarily in an "authorization" step.  Here you claim that
you are about to charge them, but actually don't until later.  If you
never send the final "collection" hit later, the authorization expires.
The credit card is never charged.


-----Original Message-----
From: Michael Dinowitz [mailto:[EMAIL PROTECTED] 
Sent: Monday, October 24, 2005 12:32
To: CF-Talk
Subject: Credit card verification

Is there a way to verify that a credit card exists and is assigned to a
person short of charging them? In the past we had to set a refundable
dollar to do this but I'm hoping that there is a new solution, maybe
using paypal.
Thanks



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