Exactly. Someone with the volume of Amazon on the other hand would have
much more flexibility.


-----Original Message-----
From: Bryan Stevenson [mailto:[EMAIL PROTECTED] 
Sent: Friday, January 13, 2006 5:31 PM
To: CF-Talk
Subject: Re: Since were on the topic of Credit Cards... A best practices
question...

> Crediting cards must be extremely common with merchandise returns at
> virtually any retailer.  How can they be frowned upon if they're a
part of
> everyday business with so many merchants?

Jim,

As I understand it, online charge backs or refunds are not always tied
to an 
original transaction (like brick and mortar retail purchases).  That
being the 
case, it is possible to put more money back on the card than was
originally 
taken off...esentially a licence to print money (not really but you get
the 
point).  So I think that is the reason some cc processors "frown" upon
it or at 
least caution against it....I've had the same warning from at least 1
processor

Hope that sheds some light

Cheers

Bryan Stevenson B.Comm.
VP & Director of E-Commerce Development
Electric Edge Systems Group Inc.
phone: 250.480.0642
fax: 250.480.1264
cell: 250.920.8830
e-mail: [EMAIL PROTECTED]
web: www.electricedgesystems.com 




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