All it determines is what type of card it is, 

5 is mastercard
4 is visa
3 is amex
6 is discover

Possibly a few others

There is no way to tell whether it's a debit mastercard or a regular
mastercard (ASFAIK).  

The next 3 digits probably tell you what bank issued the card, but that's
probably not going to be much help you you either without a full list.  

Russ


> -----Original Message-----
> From: Jim McAtee [mailto:[EMAIL PROTECTED]
> Sent: Tuesday, February 28, 2006 11:45 AM
> To: CF-Talk
> Subject: Re: Debit vs. Credit Card
> 
> ----- Original Message -----
> From: "Michael Traher" <[EMAIL PROTECTED]>
> To: "CF-Talk" <[email protected]>
> Sent: Tuesday, February 28, 2006 3:07 AM
> Subject: Re: Debit vs. Credit Card
> 
> 
> > The first 4 digits of the card determines the type of card it is and who
> > issued it.
> 
> Thanks, but by 'type' do you mean to say that it can be determined if a
> card is a debit or credit card?  If so, what is the algorithm?
> 
> 
> 

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