With the payment gateways these days
> there is *NO* need to store CC details.

The need is determined by the online customer and merchant.  Online 
merchants want to be able to allow their customers to save their credit card 
number for easier checkout when they return.  In this case numbers need to 
be stored.

Simply storing a number will not get you fined.  However your storage method 
must be in compliance with the PCI standards.

Think about it: if PCI was saying "you may not store credit card 
information," it would not need to exist, as there would be no need to set a 
standard.  Look at page 3 of the PCI DSS for more information.  You can 
store the number, but not CVV2, Pin or full magnetic stripe.

There is no true credit card security, whether you are using your card 
online or in a physical store.  You can only mitigate the risk as much as 
possible.

-- Josh


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