> > What if this token that gets issued falls into the wrong > hands? If you don't need anything else but that token to > authorize a transaction, that's less secure than requiring a > cvv number for every transaction.
There's more to it than just a token but for the sake of this conversation, that's all we need to outline how you don't need a CC to do repeat transactions. > > I know this but think about it... Without the CVV2 or pin > what use is > > the CC number so is there any need to store it? Probably not! > > I don't know about other processors, but at Authorize.net you > can configure your account to not require a cvv number for > authorization. Aaaarrrrghhhhh... How bad is that? I integrate with three UK based payment gateways on a (reasonably) regular basis. Those being Worldpay, Protx and Secpay. All of which as a minimum require the CVV number for their latest APIs... I've never used Authorize.net although I've looked at it once or twice but I never felt confident about actually integrating with them from everything I read... Just a gut feeling that it would be more hassle than it was worth... > > That sucks! What's ironic is that people are much more > paranoid about > online transactions than in-store transactions, though the > latter generally have more security openings (employees > handling physical receipts etc.) > I know the thing is, I'm a very savvy user of credit cards. I always expected that if a cc fraud was to happen to me it would be online or if my wallet was stolen. Who'd have thought it would happen at a filling station on one of the busiest motorways in Europe without any perceived crime being committed, but then again.... :) Paul ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| ColdFusion MX7 by Adobe® Dyncamically transform webcontent into Adobe PDF with new ColdFusion MX7. Free Trial. http://www.adobe.com/products/coldfusion Archive: http://www.houseoffusion.com/groups/CF-Talk/message.cfm/messageid:270153 Subscription: http://www.houseoffusion.com/groups/CF-Talk/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.4
