This is probably the wrong forum for this, but I had to answer.  I don't
understand people who would rather use debit cards or cash instead of credit
cards.  It just doesn't make sense to me.  

Assuming that you can control your spending, and pay your credit card bills
in full each month, you will get charged NOTHING from the credit card
companies.  Not only will you earn points on your credit card (which could
be redeemed for different things, including cash, depending on your card),
but you get to keep your money in your bank account longer (as you don't
have to pay the bill until x amount of days after statement closes, so
anywhere from 30-60 days after your purchase.)  The money can stay in your
bank account earning you around 5% interest, if you put it in a high yield
savings account.  

So I seriously don't understand why anyone would use debit cards or cash if
credit is an option.

Russ

> -----Original Message-----
> From: Richard White [mailto:[EMAIL PROTECTED]
> Sent: Monday, February 04, 2008 12:26 PM
> To: CF-Talk
> Subject: Re: Coldfusion Authority, Purchase Volumes
> 
> Hi Rick,
> 
> we do have them but we have loads of different forms and the clever people
> dont get credit!!!! the game of money is all about who owe's who!!!
> therefore we have debit cards where you use the money you have, not the
> money you haven't - and that way we dont get charged silly amounts of
> money to use other peoples money :)
> 
> hope that helps
> 
> richard
> 
> >Richard, are you saying that *you* don't have a credit card
> >or that the UK doesn't have credit cards?
> >
> >From your statement below it sounds like people in the UK don't
> >have Mastercard, AMEX, etc.
> >
> >Just curious...
> >
> >Rick
> 
> 

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