this is a subject that could well go round in circles. the important thing is, 
is that people do things for different reasons. if that works for you then 
great, good point about security but there are also ways around that with debit 
cards. whatever works best for us then great. 

coldfusion is different as there is best practise for everything and i am 
honoured that you guys are teaching me so much. when it comes to finances, it 
is always best to to do what you think is best, there is no right or wrong way, 
but i will add this to the mix.

banks etc... if you pay your credit card on time, you earn points, it costs you 
nothing, you get added security, you get better credit history. sounds great: 
where is the catch?




> > So I seriously don't understand why anyone would use debit cards or
> > cash if
> > credit is an option.
> > 
> 
> The other point here is security and protection... It is just so much 
> more secure to use a Credit card than a debit card or cash... 
> Callbacks just don't happen unless you have a credit card or a special 
> "visa" backed debit card which is a rare thing...
> 
> Paul
> 


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