I use paypal.. Couldn't be easier, and they give a discount on the rates to nonprofits... however, there is one big problem...
Bad people have been using my donation form to test stolen credit cards. They use the stolen credit cards to make a small donation to see if the cards work. I have the security set so they need address verification as well as the security code and still many get through. When someone complains of fraud, paypal removes the donation and a big fee (aorund $25.. I forget the exact amount)... and threatens me that they will cut off my account if my fraud rate doesn't go down.. I called them and they offer no help at all. So what I do now is have my server send an email to my phone when a donation is made. If it looks suspicious, I click a link in the email that will ban that IP address from making a successful donation (anything they try gets them a page that says the donation failed. ) Then I go back and reverse any donations that got through with that IP address or amount around that time. Most of the time they are all the same amount.. We have a $5 minimum, so they are mostly $5. Before I had a minimum, they were usually $1. I also allow only 3 attempts per IP address per day.. even if successful - it will alert me and I check to verify the donations they made were good. >Hi Folks >Any recommendations for church/non-profit online donations, especially >recurring donations? > >Thanks >Rob >Robert J. Voyle, Psy.D. >Director, Clergy Leadership Institute >For Coaching and Training in Appreciative Inquiry >Author: Restoring Hope: Appreciative Strategies > to Resolve Grief and Resentment >http://www.appreciativeway.com/ >503-647-2378 or 503-647-2382 > > > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Order the Adobe Coldfusion Anthology now! http://www.amazon.com/Adobe-Coldfusion-Anthology/dp/1430272155/?tag=houseoffusion Archive: http://www.houseoffusion.com/groups/cf-talk/message.cfm/messageid:359553 Subscription: http://www.houseoffusion.com/groups/cf-talk/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/groups/cf-talk/unsubscribe.cfm
