Hi Al

Thanks for this. I will pass the info on to the group I am working with.

Rob 

On 2 Nov 2014 at 11:16, Al Musella, DPM wrote:

> 
> I use paypal.. Couldn't be easier, and they give a discount on the
> rates to nonprofits...
> however, there is one big problem...
> 
>    Bad people have been using my donation form to test stolen credit
> cards. They use the stolen credit cards to make a small donation to
> see if the cards work.  I have the security set so they need address
> verification as well as the security code and still many get
> through.
> When someone complains of fraud, paypal removes the donation and a
> big fee (aorund $25..  I forget the exact amount)... and threatens
> me 
> that they will cut off my account if my fraud rate doesn't go down..
> I called them and they offer no help at all.
> 
> So what I do now is have my server send an email to my phone when a
> donation is made. If it looks suspicious, I click a link in the
> email 
> that will ban that IP address from making a successful donation 
> (anything they try gets them a page that says the donation failed. )
> Then I go back and reverse any donations that got through with that
> IP address or amount around that time.  Most of the time they are
> all 
> the same amount.. We have a $5 minimum, so they are mostly 
> $5.  Before I had a minimum, they were usually $1.
> 
> I also allow only 3 attempts per IP address per day.. even if 
> successful - it will alert me and I check to verify the donations 
> they made were good.
> 
> 
> 
> 
> 
> 
> >Hi Folks
> >Any recommendations for church/non-profit online donations,
> especially
> >recurring donations?
> >
> >Thanks
> >Rob
> >Robert J. Voyle, Psy.D.
> >Director, Clergy Leadership Institute
> >For Coaching and Training in Appreciative Inquiry
> >Author: Restoring Hope: Appreciative Strategies
> >             to Resolve Grief and Resentment
> >http://www.appreciativeway.com/
> >503-647-2378 or 503-647-2382
> >
> >
> >
> >
> 
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