Any advice on storing credit card info?

My thoughts are that it should be stored in a separate db which is not
accessible via web
and have cf push the info to a template behind the firewall to do the actual
authorization and push the results back to the main server. Does this make
sense or am I making it too complicated (or leaving something obvious out).

What are recommendatsions on encyption, is DES ok or do I need something
else?

TIA

Don
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