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Okay. After my last post, I got the application from  "Great American Ins. 
Co.'s via fax. 
It states in their ammendatory endorement.
It is agreed and warranted that the vehicle will be used for:
exhibition, club activities, parades, (etc., etc)

Coverage will not apply when used for:
a. Backup transportation
b. Errands
c. Driving to or from work or school
d. Business
e. Utility., towing , hauling, or off road use
f. racing, (blah, blah, blah)

So. If I want to pick up something from Home Depot or drive the car to work 
one day a year, I'm not covered. 
Now this doesn't sound so great.

David

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