All We have our 1974 C&C 39 TM & our 1974 Boston Whaler Outrage 21 insured with SafeCo for the last 18 years. The Deductible on our 39 is 2% with 10% for a named storm event. The Whaler's deductible is $500.00 with $1,000.00 for a name storm event. Both boats are insured under a USD 3,000,000.00 PUP as well as the usual dinghy, personal effects and per person medical riders, etc. The 39 lives in the water at our Yacht Club in a secure berth (best hurricane hole in Savannah) with a security service from dusk to dawn 7x365 days a year, the Whaler lives in a boat lift in front of our home.
The usual 200 mile offshore limit applies with The Bahamas rider as a separate premium to be applied when and if we use it. Also, both owners (my wife & I) hold 200 USCG Masters Licenses with offshore endorsements, radar, firefighting, watch stander, etc and well documented log books covering our sailing and motoring experiences on many different types of vessels. I suspect that our credential makes the underwriter happy, hence the decent coverage for a great premium. Also, we have an excellent insurance agent handling our personal lines, corporate polices as well as our rental properties and vacation home/farm. The agree upon value for the 39 is USD 150,000.00 and the Whaler is USD 60,000.00 for a total annual premium of USD 2,850.00. NOTE: The caveat to keep this type of coverage is that I must have both boats surveyed by a Lloyd's certified yacht surveyor every 3 years to keep up the agreed upon value. the surveys cost us USD 1,500.00 this time up from USD 1,250.00 in 2015, I feel that it is money well spent. I have no problem with this mandate since I have spent far more than the insured value maintaining these boats in new condition since we purchased them in 1975. Both boats were surveyed in January of this year so we are good for another 3 years. Also, we have never had a claim. Best regards, Jack Fitzgerald HONEY US12788 Savannah, GA On Thu, Feb 22, 2018 at 4:26 PM, Joel Aronson via CnC-List < cnc-list@cnc-list.com> wrote: > Anyone tried NBOA? nboat.com. > > On Thu, Feb 22, 2018 at 11:07 AM, ahycrace via CnC-List < > cnc-list@cnc-list.com> wrote: > >> Any other suggestions for brokers in the Rhode island area? >> >> Gary >> >> >> >> Sent from my Verizon, Samsung Galaxy smartphone >> >> -------- Original message -------- >> From: Joel Aronson via CnC-List <cnc-list@cnc-list.com> >> Date: 2/21/18 6:34 PM (GMT-05:00) >> To: cnc-list <cnc-list@cnc-list.com> >> Cc: Joel Aronson <joel.aron...@gmail.com> >> Subject: Re: Stus-List insurance >> >> I'll check them out. A neighbor is an agent. >> >> >> <http://www.avg.com/email-signature?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=webmail> >> Virus-free. >> www.avg.com >> <http://www.avg.com/email-signature?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=webmail> >> <#m_7136901386631118700_m_3001687831703975428_DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2> >> >> On Wed, Feb 21, 2018 at 6:05 PM, ahycrace ahycrace via CnC-List < >> cnc-list@cnc-list.com> wrote: >> >>> Well I just got some information from the broker that I talked to at the >>> boat show. He said that most of the quotes he got were the same or more >>> than boat US. He did find one company that had a good rating named Berkley >>> Recreational Marine and they came in at 924$ with a 3% deductible. Boat US >>> was 1090 with no deductible. At a 165$ difference I really don"t know if >>> its worth changing I thought I could save more than that. 40K agreed value. >>> >>> >>> Gary K. "Liberty" 1976 38' MK II >>> >>> _______________________________________________ >>> >>> Thanks everyone for supporting this list with your contributions. Each >>> and every one is greatly appreciated. If you want to support the list - >>> use PayPal to send contribution -- https://www.paypal.me/stumurray >>> >>> >>> >> >> >> -- >> Joel >> 301 541 8551 <(301)%20541-8551> >> >> _______________________________________________ >> >> Thanks everyone for supporting this list with your contributions. Each >> and every one is greatly appreciated. If you want to support the list - >> use PayPal to send contribution -- https://www.paypal.me/stumurray >> >> >> > > > -- > Joel > 301 541 8551 <(301)%20541-8551> > > _______________________________________________ > > Thanks everyone for supporting this list with your contributions. Each > and every one is greatly appreciated. If you want to support the list - > use PayPal to send contribution -- https://www.paypal.me/stumurray > > >
_______________________________________________ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
