This is fairly standard. If the engine dies, you are on your own to fix it. If
it dies and the boat goes on the rocks, you are covered.
BTW - Our endorsement to sail to Bermuda went up something like $50 to $500
over time because of people claiming ripped up sails according to our agent. It
never ever occurred to me to blow a chute and make a claim, but people did :(
First time we forgot about it and called in about 30 miles east of Norfolk.
"We need coverage for Bermuda"
"Right NOW, we are on the way already and won't be in radio range much longer"
"Well OK is $50 too much?"
From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of John and
Maryann Read via CnC-List
Sent: Sunday, February 11, 2018 12:29 PM
Cc: John and Maryann Read
Subject: Stus-List Insurance
Mature Vessel Program Endorsement
The following conditions are added to Section "A" - Hull Insurance, 10. Cause
of loss that are not covered:
8. Mechanical Breakdown of machinery
9. Leakage, demise, compromise or failure of any sort, of fuel tanks and
However, we do insure for any resulting loss caused by items 8. and 9. unless
the resulting loss is excluded
John and Maryann
1982 C&C 34
Thanks everyone for supporting this list with your contributions. Each and
every one is greatly appreciated. If you want to support the list - use PayPal
to send contribution -- https://www.paypal.me/stumurray