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  false
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  EN-US
  X-NONE
  HE

 

  Normal
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You can believe the myths you want.  However, there is NO data to substantiate
your allegations.  The data, as a matter
of fact, indicates the opposite.  I do
believe that the next wave will affect the speculators, since the vacation
rental market is now drier than a bone- and the shortages felt by those with
the second and third homes will now come.
Roy A. Ackerman, Ph.D., E.A.The Adjuvancy, LLC

----------------------------------------
From: gerald <[email protected]>
Sent: Saturday, January 31, 2009 3:57 PM
To: [email protected]
Subject: [CGUYS] "HOME" OWNERSHIP 

>
>I am pretty sure 90% of those who lost their homes worked very hard for them 
>and got screwed and the full weight of the law must come down on the swindlers 
>who call themselves mortgage brokers and bankers.

wrong   wrong  wrong.

a very high percentage of the houses being foreclosed are not HOMES.  i'm 
pretty certain that even FNM/FRE allowed up to 4 "home" loans.  takes a very 
divided family to need 4 "homes".  this stuff belonged to either speculators, 
or to innocents that decided to take their money out of their original home and 
buy a bigger one, leaving behind a house/building.

CA,NV, AZ, and FL has a very high percentage of this.  nobody wants to talk 
about how many of the homes are spec owned.

either fnm or fre have 20,000 (forgot which) tenant occupied houses that they 
are considering allowing tenant to stay.  fre or fnm only have 50000 total  
foreclosed homes/houses in inventory.  90 % are not homes.

another large pile of the fnm/fre houses were not or even never occupied.  
these are not homes.  this is all spec investment.

i spec invested in houses a long time ago.  could not get more than one fnm/fre 
loan per house.

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