tom, i'm not going to dig it up, but the wash post had a large story about the 
poor lady in woodbridge who has a house in foreclosure. and is now owned by 
fnm.  

she upped the mortgage and took the cash to get a better house.(the house was 
valued around 225-250k).  i do not know what she purchased.

around 30% of the houses in the original group became distressed(foreclosed).

rents in the area dropped from $2000 a month to under $1000 a month(called a 
dutch auction), as everybody was playing the sell it and move game.

she could not afford to pay for her new home, and the house she was specing 
with $800 rent, as payments piti were around 2000/mo.

house was foreclosed by fnm and went into the pile.  since we do supply and 
demand on stuff like this, house is sitting on market at 130k or something like 
that, while offers are at 80k.

this is a bit of a special circumstance, as this is prince william county 
virginia, where the ruling fathers have decided to export all non-wasps, or at 
least check them daily to be certain they are qualified as psuedo wasps.  they 
are a bit uncomfortable attacking afro americans, but all hispanics, indians, 
have been abused to the place that they have left.  fortunately for them, most 
sold before the crash.




At 04:10 PM 1/31/2009, you wrote:
>>a very high percentage of the houses being foreclosed are not HOMES.  i'm 
>>pretty certain that even FNM/FRE allowed up to 4 "home" loans.  takes a 
>>very divided family to need 4 "homes".  this stuff belonged to either 
>>speculators, or to innocents that decided to take their money out of their 
>>original home and buy a bigger one, leaving behind a house/building.
>
>Interesting point. If that is the case why does an income-producing 
>property go into foreclosure? Did all of the tennants in these areas get 
>whiped out in a cataclysm that the government is keeping secret? 
>Something else must have happened to cause this sequence of events. What?
>
>
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