Clearly this is something new. In the Old Days a bank would have no idea if you dropped dead last Saturday. I doubt we can wrench the list away from all the important things being discussed, but I'm wondering just who keeps this database of newly departed and how does that list get to the bank?
And under what theory would they be able to disable the surviving spouse's access to the joint accounts??? None of which has anything to do with the original subject. Clearly, handing out your login info to everyone you think you can trust won't do any good if they're just going to freeze the account. On Thu, Jul 16, 2009 at 10:30 PM, Sue Cubic<[email protected]> wrote: > At 09:56 PM 7/16/2009 -0400, you wrote: >> >> I'm not sure I understand. They shut down your joint account within 12 >> hours of *what*? Your husband's death? Or when they were notified of >> his death? Or when the executor told them to? > > Banks, Social Security and probably others have some sort of inside track to > deaths. They didn't shut down the joint accounts--just online access to > them...until I appeared in person with proof of identity and a death > certificate. I still had to give them passwords, which they insisted I > change on the spot, before they turned the online access back on. > > SS and pension required a death certificate to be faxed before they would > even talk to me on the phone. > > Sue > > >> And if this is the case, what good did it do you to have the password >> to the account? > > > ************************************************************************* > ** List info, subscription management, list rules, archives, privacy ** > ** policy, calmness, a member map, and more at http://www.cguys.org/ ** > ************************************************************************* > ************************************************************************* ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *************************************************************************
