Mom's Nacho Casserole

1 pound lean ground beef 
1 cup chopped onion 
salt and pepper to taste 
16 ounces refried beans 
1 can (4 ounces) chopped green chiles 
1 cup shredded cheddar cheese 
1 1/2 cups shredded Monterey Jack cheese 
1 cup picante sauce or salsa 
1/4 cup chopped green onion 
4 ounces sliced ripe olives 
1 tomato, chopped 
mashed avocado or guacamole 
sour cream 
tortilla chips 
In a heavy skillet, brown the beef and onion, drain well. Season to taste with 
salt and pepper. Spread refried beans in an 11x13-inch casserole; top with meat 
mixture and sprinkle with chiles, then shredded cheeses. Drizzle salsa or sauce 
evenly over all. Bake at 400° for 20 minutes. Remove from the oven and sprinkle 
green onions, chopped tomato and olives over all. Mound avacado or guacamole in 
center; top with a dollop of sour cream. Serve with tortilla chips. 
Serves 4. 

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