Another insurance resource that "gets coworking" is Jeff DiCenzo, of Hylant
Group <http://www.hylant.com/> in Ann Arbor. Jeff's number is 734-741-0044.
We went through a couple of agents before we found Jeff, but he's been
great for us. I don't know if he only works with people in Michigan or can
work with people outside the state.

On Fri, Jul 20, 2012 at 1:37 PM, Alex Hillman
<[email protected]>wrote:

>  Yep, they've worked with people outside of the area.
>
>
> --
> /ah
> indyhall.org
> coworking in philadelphia
>
> On Friday, July 20, 2012 at 1:34 PM, Cody Sullivan wrote:
>
> Hi Alex,
> My partner and I saw your recommendation for The Hartford in an older
> post. Do your reps deal beyond Philly? We found an agency that works with
> The Hartford in NYC, but unfortunately they just did not get coworking. By
> the way, a lot of your information has been extremely useful. We've been
> extremely busy since we just started, but we intend to give proper thanks
> to everyone on our site when we catch our breath.
> Cheers,
> Cody
> batha.us
>
>
> On Monday, July 16, 2012 11:43:47 PM UTC-4, Alex Hillman wrote:
>
>  In addition to everything that Tom said (which is spot on with our
> arrangement), I strongly recommend speaking with an insurance agent that
> understands coworking, lest your policy costs go sky high.
>
> I've referred our agent for The Hartford to people all over the US and
> they've been able to help or make recommendations.
>
> Preston-Patterson Co., Inc.
> P.O. Box 244
> Conshohocken, PA 19428
> Phone: (610) 834-0090
>
> You can ask for Stuart or Diane and let them know that Alex from
> Independents Hall recommended you. We don't get any kickbacks on this, I
> just love recommending great people that "get it".
>
> -Alex
>
>
> --
> /ah
> indyhall.org
> coworking in philadelphia
>
> On Monday, July 16, 2012 at 11:39 PM, Tom Brandt wrote:
>
> Your landlord will likely require that you provide liability insurance
> insuring them against anything that might happen to someone while in the
> space. This is a pretty standard lease requirement. You will want similar
> coverage in case someone injures themselves or, God forbid, dies for some
> reason. We are insured up to $1,000,000 per occurrence, with a $2,000,000
> cap.
>
> Beyond that, you will want to investigate insuring your assets against
> theft and damage. This is pretty much adding up the value of the assets and
> insuring for that amount. We insure Workantile property, but not members'
> property.
>
> Your example of a electrical surge damaging someone's computer is, I
> think, their problem. Electrical surges are a power company issue, not one
> of yours and I don't think you can be held responsible for it.
>
> You might consider insuring against the revenue loss that would occur if
> the space is unusable due to fire or some other catastrophe. Typically, you
> would insure up to some number of months of revenue loss.
>
> On Wed, Jul 11, 2012 at 9:58 AM, Andrew Harben <[email protected]>wrote:
>
> We are just setting up for 40 seats and are thinking about insurance, one
> of those subjects that can be a chore but is very necessary.
>
> The coworkers will be aware of, and sign their acknowledgment to the fact,
> that they remain responsible for their own property at all times - easy
> enough. We are intending to have small lockers to rent, if they are staying
> or a week or month and don't want to carry their stuff to lunch or home
> every evening - they are still solely responsible.
>
> But the site will have machines for printing, servers for data and the
> like, so we need to cover these items for loss or damage. And we intend to
> provide 24/7 access to VIP members but there won't be sitestaff here all
> the time (there'll be an magswipe access door system, camera's etc.).
>
> And what if their are charging their notebook and there is a major spike
> in the power supply.
>
> So have you got any tips from your own experiences?
>
> 'Speak' soon
>
> Andrew
>
>
>
>
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> @twbrandt
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@twbrandt

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