NOT all the euro action occurred in Denmark in recent days. Indeed,
the millions of Danes who took to the polls to say "no" to the euro
may be less important to the currency's chances for success, at least
in the near term, than the handful of Washington policymakers who took
to their conference rooms to decide what to do about the euro's
continued decline.
It is always difficult to see through the mists in which central
bankers and finance ministers like to enshroud their decisions.
Democracy stops at the doors of the Federal Reserve and the Treasury,
in part because policymakers like it that way, and in part because
their ability to affect financial markets depends partly on their
ability to keep traders off balance and guessing.

Still, it seems possible to peer through the mists that surrounded
America's decision to join Britain and other G7 nations in their
intervention in currency markets to shore up the failing euro - and
their promise to do it again, if necessary.

The stated reason for this intervention was "a shared concern" about
the euro's "recent movements". The translation of this is: we are
worried the continued decline of the euro, combined with the rising
price of oil - a commodity that must be paid for in dollars - will
throw euroland into recession or, at least, abort its anaemic economic
recovery.

A progressively weaker euro makes American exports dearer and dearer
in Europe, and European goods progressively cheaper in America. That
would increase America's trade deficit, already approaching a record
5% of gross domestic product, a figure that many analysts and
policymakers regard as unsustainable. "It has been said," reports the
Goldman Sachs economist Ed McKelvey, "that the growing current account
deficit is the Achilles' Heel of the US expansion."

This brings us to the good news for euro enthusiasts. America's
policymakers have decided they must participate in efforts to keep the
euro from hitting new lows. It is no secret that Alan Greenspan, the
Fed chairman, worries that a time may be reached when the world will
no longer want to accept pieces of paper with the pictures of American
presidents on them in return for its cars, clothes, trainers and other
goods. When that time comes, McKelvey estimates the dollar will
decline 10%. But if the adjustment is quick and sharp, some economists
are telling the Fed the dollar could plummet by as much as 45%.

So far, of course, foreigners have been willing to use those dollars
to invest in American companies and in the government's IOUs (known as
Treasury bonds). The world sends its goods to America, America sends
its dollars to the world's producers of goods and commodities, and the
recipients of those dollars send them back in return for shares and
bonds. Everybody is happy, especially inflation-fighters at the Fed.
After all, the American economy is running pretty much at full speed,
and if foreigners were not able to meet the nation's insatiable demand
for consumer goods, domestic producers would begin putting up their
prices.

But the American economy is losing a bit of steam and this may
diminish foreigners' willingness to continue investing here. Instead
of using their dollars to buy a piece of America, or holding them in
anticipation of an increase in their value, foreigners may decide
enough is enough and sell their dollars on the world's markets. That
would drive down the dollar, reducing the value of the investments
foreigners hold, making further investment in America even less
attractive, prompting them to sell more dollars, in a cycle that would
create big problems for Greenspan & Co.

A falling dollar would raise the price of imports, giving domestic
producers relief from the pressure of foreign competition and
permitting them to raise prices. Meanwhile, a loss of foreign interest
in American shares would drive stock markets lower. Americans, no
longer seeing their wealth rise even as they wear out their credit
cards, would finally do what policymakers have been urging them to
do - save more. But they would be doing it precisely when those same
gurus would wish consumers would return to their spending ways.

The Fed would be faced with a lethal combination - rising prices for
goods and services and a falling dollar, both of which would impel it
to raise interest rates. But it would also be faced with a falling
stock market and a slowing economy, which dictate that interest rates
be lowered.

Alternatively, whoever is in the Treasury secretary's seat could ask
America's partners in the G7 to join it in intervening in currency
markets to shore up the dollar. That would not be the first time
America has called on other countries to intervene on its behalf. And
it is more likely to get help if it has been willing to support the
euro.

Never mind that such interventions rarely succeed, as Britain learnt
at great cost when John Major and his chancellor, Norman Lamont,
sought to shore up the pound before finally abandoning that costly
effort and withdrawing from the system of fixed exchange rates into
which the euro countries have now locked themselves.

Faced with alternatives that they consider worse - in the case of the
euro an unstoppable fall in value so great as to make the Germans
demand an opportunity to regain sovereignty over their own economic
affairs - finance ministers are prone to give intervention a try.

Faced with a falling stock market, a slowing economy, rising inflation
and a dumping of dollars and dollar assets by foreigners, America's
policymakers may also want to cry for help. And they think their
chance of being heard has been increased by their support for the
euro - however misguided.

Irwin Stelzer



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