On 2005-12-02, [EMAIL PROTECTED] wrote: > You know, I'd wonder how many people on this > list use or have used online banking. > > To start the ball rolling, I have not and won't.
I've been using it for me and my wife with 3 banks since they first offered it; I use it every week to pay all our bills and would not be without it. The benefits I have gained from not having to waste time doing things the old way have proved to be substantial and I get to notice and resolve the occasional error (always in the form of fraudulent debits to credit cards) much faster than in the old days when I had to wait for the monthly statements. It's probably not related to my use of online banking, but it has also been noticeable that fraudulent debits to our credit cards have dropped from about 5 per card per year five years ago to one such debit to the 6 cards we use in the past two years. I detest banks and have had many battles with them over various issues over the years, but I remain confident that my careful practices, meticulous record keeping and careful management of passwords will continue to give me the edge in any dispute with them. And the cost to me of any such disputes seems unlikely to be anything like the benefits I have gained from online banking. Greg --------------------------------------------------------------------- The Cryptography Mailing List Unsubscribe by sending "unsubscribe cryptography" to [EMAIL PROTECTED]
