At 08:05 PM 12/2/2005, [EMAIL PROTECTED] wrote:
You know, I'd wonder how many people on this list use or have used online banking.
I've used it for about a decade at my credit union, and I've had my paychecks deposited directly for decades. There are things I absolutely won't do, like have a debit card attached to the account, or have companies authorized to take money out directly, or have electronic checks of various sorts taken out of the account. Normally I don't do email with them (though nobody appears to have noticed them as a phishing target), but I did have one time I had to ask about a transaction, and they do that by email, so I was able to trust the responses. But for basic services where I tell them what to send to whom, it's reliable, appears to be at least as secure as the other risks to the account, and it means that the basic payments I need to make every month happen automatically, so I only have to pay attention to the occasional variable transaction. I've also used account-based electronic gold services, but only transactionally, so at most they end up with a couple dollars worth of exchange-rate breakage in them, and there are some non-account-based services that I've also used. I won't use e-gold - not that their website is obviously insecure, but for a while there was so much e-gold phishing that I set my filters to automatically discard anything purporting to be from them, which might interfere with doing real business. On the other hand, they don't appear to state a policy of always digitally signing all transactions, so I'm a bit concerned beyond the more blatant phishing risks. Thanks; Bill Stewart --------------------------------------------------------------------- The Cryptography Mailing List Unsubscribe by sending "unsubscribe cryptography" to [EMAIL PROTECTED]