[this article includes a fairly detailed description of current monitoring and
surveillance practices]


http://www.wired.com/news/news/politics/story/18821.html

                     Know Your (Customer) Rights
                     by Declan McCullagh

                     3:00 a.m.  30.Mar.99.PST
                     When federal regulators said last week
                     they were abandoning a controversial
                     plan to expand bank surveillance of
                     customers, privacy advocates were
                     hopping mad.

                     The not-so-obvious reason? Banks
                     already are required to monitor customers
                     for "suspicious" deposits and withdrawals.
                     And last week's decision to nix the formal
                     "Know Your Customer" proposal didn't
                     change that a bit.

                     Over 88 percent of US banks had Know
                     Your Customer policies in place as of
                     January 1999, according to an American
                     Bankers Association survey.

                     To privacy advocates, it's a stark
                     example of government meddling in
                     personal lives.

                     Groups as far apart on the political
                     spectrum as the ACLU and the Libertarian
                     Party have reacted in unison, launching
                     campaigns that urge Americans to
                     investigate their bank's current practices
                     and, if necessary, to complain.

                     The ACLU's online campaign, called "Know
                     Your Banker," is scheduled to begin
                     Tuesday.

                     [...remainder snipped...]


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