-Caveat Lector-

>From Int'l Herald Tribune

Paris, Saturday, April 17, 1999
North Korea to Lose Main Foreign Bank
Closure Will Complicate Pyongyang's Receipt of International Aid

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By Thomas Crampton International Herald Tribune
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North Korea will soon lose its main conduit for receiving international
funds, including millions of dollars in donor assistance used to alleviate
the country's persistent famine.
The board of the Dutch investment bank ING Barings NV voted to close within
six weeks the company's Pyongyang branch, one of just two foreign banks
operating in North Korea, according to a source involved in North Korean
finances.

ING Barings in Hong Kong confirmed Friday that a decision had been made this
week to wind down North Korean operations.

Edward Naylor, the Asia-Pacific head of corporate communications for ING
Barings, declined to comment beyond saying that the company planned to make
a full announcement Monday.

The closure will further isolate North Korea by reducing its international
financial links to a handful of small, little-known correspondent banks in
Macau and the Japanese provinces, the source involved in North Korean
finances said.

On Jan. 1, the Pyongyang branch of ING Barings stopped issuing cash for
inward remittances after branch employees became reluctant to carry bags of
hard currency across international borders to make up for the shortfall of
local deposits, the source said. The branch manager sometimes lugged a
backpack containing several million dollars from ING Barings' Tokyo office
through a Beijing airport and onto the flight to Pyongyang, the source said.

On other occasions, the source said, large quantities of cash were passed
from the Chinese side of the Yalu River to waiting representatives of the
Dutch company's North Korean partner.

Although the four-year-old venture has been highly profitable, the source
said ING Barings auditors had raised concern over the potential for money
laundering as it is impossible to verify the source of funds from North
Korean companies.

International drug enforcement officials have repeatedly raised allegations
of large-scale production of illegal narcotics in North Korea, and the
country's diplomats have frequently been caught trying to smuggle drugs and
pass off high-quality counterfeit dollar bills.

North Korea's only other licensed foreign bank, a joint venture set up with
the now defunct Hong Kong-based investment bank Peregrine Investments
Holdings Ltd., is under control of liquidators.

Pyongyang-based businessmen said international donors and businessmen would
probably prefer to hand-carry bags of cash into the country rather than send
large amounts of money via shaky financial institutions into
state-controlled banks that regard deposits as national assets and regularly
refuse to issue hard currency.

''This actually may be the final straw to drive out some aid
organizations,'' the source said.

Operational hurdles, especially regulations intended to prevent proper
monitoring of aid distribution, have prompted several aid agencies to
withdraw from North Korea over the last year, and others have threatened to
follow.

Relief agencies such as the World Food Program, Red Cross, United Nations
Development Program and Children's Aid Direct have sent roughly $1 million
per week through the Dutch company's Pyongyang branch over the last year.

Beyond funds spent on aid, North Korea's several hundred resident foreigners
must now use dollars in ash form for transactions ranging from telephone
bills and postage to meals at the handful of North Korean restaurants
intended for foreigners.

Most aid agencies, resident foreigners and the few diplomatic missions in
North Korea hold accounts at the ING Barings branch, which is run out of
Room 418 in the drab pink nine-floor Potoggang Hotel in central Pyongyang.

Since North Korea has no active foreign exchange market, exchange rates are
obtained by a foreign staff member who is permitted to watch a Japanese
financial news channel on one of the few televisions with access to foreign
programming.

The bank, with a capital of $2 million, is 70 percent owned by ING Barings
and 30 percent owned by Korea Foreign Insurance Co., a Pyongyang-controlled
business.

The Pyongyang branch frequently rejected currency notes as counterfeit after
they failed a three-machine procedure to establish authenticity.

The North Korean economy, meanwhile, continues to degrade. Despite a ban on
black market trading that is backed by the death penalty, a parallel
exchange for the North Korean won began developing in September, the source
said.

Although too small to absorb transactions of more than several hundred
dollars at one time, the black market values the dollar at double the
official rate of 2.1 won.


>From http://www.kcna.co.jp/contents/16.htm#5

<<Feast or famine?  A<>E<>R>>

Children's camps open
   Pyongyang, April 16 (KCNA) -- Children's camps across the country opened
on the occasion of the birth anniversary of the President Kim Il Sung.
Campers included children of officers of units of the Korean People's Army
in the forefront, labor innovators in key fields of the national economy,
scientists and technicians. They will enjoy mountaineering, sports and
amusement and art activities.The children received by the Mangyongdae
Children's Camp, the Songdowon International Children's Camp, the Soak
Children's Camp and the Myohyangsan Children's Mountaineering Camp and other
camps in different parts of the country enjoyed amusement and sports games
to significantly spend the first camping day.

CPRF slogans favored
   Pyongyang, April 16 (KCNA) -- Rodong Sinmun today runs a signed article
in support of the slogans put forward by the Committee for the Peaceful
Reunification of the Fatherland (CPRF) calling for great national unity and
national reunification on the first anniversary of the publication of
General Secretary Kim Jong Il's historic work "Let Us Reunify the Country
Independently and Peacefully Through the Great Unity of the Entire Nation."
    The article says:    The great unity of the entire nation is the key to
smashing the unabated anti-national, anti-reunification campaign of war
hawks at home and abroad and bringing about a breakthrough in national
reunification. As the CPRF slogans say, all the fellow countrymen must
courageously turn out to adhere to the principle of national independence,
get united under the banner of love of the country and nation, improve
inter-Korean relations, fight against domination by outsiders and
anti-reunification forces, make contacts and strengthen solidarity for the
full implementation of the five-point policy of great national unity.
    The slogans serve as one more powerful weapon in the hands of the Korean
people in the struggle for the country's reunification and an inspiring
banner for the whole nation in the implementation of the five-point policy
of the great national unity. They fully manifest the firm stand and will of
the Worker's Party of Korea and the DPRK government to achieve the unity of
the whole nation, in disregard of differences in ideology, system, political
viewpoint and religion and to accomplish the cause of national reunification
in our generation without fail true to what the President Kim Il Sung
intended and instructed in his lifetime.

Letter to Kim Jong Il
   Pyongyang, April 16 (KCNA) -- General Secretary Kim Jong Il received a
letter from O Ik Je, vice-chairman of the Committee for the Peaceful
Reunification of the Fatherland, on April 15, Sun's Day. The letter
describes Sun's Day as a joy and good fortune of national rebirth and a
sacred day of history. It says:   If a nation is to be a nation, it must
have a genuine leader and realize independence, the life and soul of the
nation. This has come true thanks to President Kim Il Sung. His noble will
and traces led to saving Korea and building an independent country. His
exploit shines all over the world under your guidance. Kim Il Sung's Korea
will remain an impregnable fortress for independence which will shine
forever as a strong power.

~~~~~~~~~~~~
A<>E<>R

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