fs: VFAT should be OK although I have had some problems with both Linux
and WinJunk accessing same. Alwayw have a backup if data is crucial.
spindown: I used USB-HD many many times, never a problem, never spun it
down, but never, never disconnect without unmounting. I am not a Win
user generally, but have had problems disconnecting and reconnecting.
It is something I should look into as well.
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