I'm kinda... not reading too much of these right now, but there was a
question I could sorta answer:
On Thu, May 19, 2016 at 11:12:24PM -0400, Stephen Michel wrote:
I'm a user. I go to snowdrift.coop, log in, go somewhere (I'd assume
dashboard, but I'm trying not to assume), and click on a button to
add funds to my account (current balance: $0). I specify $50 and
click 'next'. Now what happens? I presume I'm prompted to log in to
Stripe. Am I also prompted to authorize $50 for snowdrift, or does
that come later, or for individual transactions, or...?
This is partially dependent on the API of the payment processor.
Stripe has two options, one of which is "managed accounts". With that
option, users won't have to have their own Stripe account. I'm not
certain what the workflow for getting their payment data is, but I'm
pretty sure it involves Stripe's UI. At any rate, we'll never
see it, and it will be pretty streamlined.
Right now there are two likely stories. They are:
1. The Admiral
- User pledges to a project, and damn the torpedoes.
- If they're not logged in, they can log in, and/or create an account
- If they don't already have a managed account, it is set up
- If they don't have any funding limits set, they are asked to
specify
what maximum amount of money they want to donate per month.
- The become pledged to the project.
- ...
- Monthly, their pledge(s) are processed, and they donate an amount
up
to the limit they set.
2. The Spy
- User holds their breath and creates an account
- User cautiously pokes around the dashboard and /how-it-works
- User feels more confident, and goes to the dashboard and chooses to
make funds available
- They set up a managed account
- They specify a maximum amount of money to donate per month
- Finally, they poke around the available projects, and pledge to
one.
- ...
- Monthly, their pledge(s) are processed, and they donate an amount
up
to the limit they set.
Note: both of these are "arrears" methods. I believe they are safer
and simpler than "pay upfront" methods. Even though I prefer the
latter for a few different reasons, I'd like to stick with "safer and
simpler" for now.
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