Gervase Markham wrote:
> A question which occurred to me, and I thought I'd put before an
> audience of the wise:
> 
> * What advantages, if any, do client certs have over number-sequence
>   widgets such as e.g. the HSBC Secure Key, used with SSL?
> 
> http://www.hsbc.co.uk/1/2/customer-support/online-banking-security/secure-key
> 
> It seems like they have numerous disadvantages (some subjective):
> 
> * Client certs can be invisibly stolen if a machine is compromised
> * Client certs are harder to manage and reason about for an average
>   person
> * Client certs generally expire and need replacing, with no warning
> * Client certs are either single-machine, or need a probably-complex
>   copying process
> 
> What are the advantages?

With client certs you don't need online access to a server backend
infrastructure like for all the OTP mechs. Revocation checks can be done with
simple CRLs. So it's far easier at the server's side.

Ciao, Michael.

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