Thank you Steve for your thorough review. Apologies for the delay. I wanted
to get the payment gateway group together for another call so we can
identify the best path forward in the four areas you specified, check in on
the progress Antony has made with his code and how we can incorporate
Vladimir's data model. I also want to discuss if we should try to scope out
another project for GSOC centered around this - I think we have the needed
clarity now but wanted to ship somethign to the community prior to after
this summer. Perhaps we could aim for an alpha version prior to GSOC and
have the GSOC student work on the beta.

Would this Friday at 1400GMT work for everyone?

We can use Hangouts Meet for the call. Folks can join through:

On Wed, Jan 31, 2018 at 10:59 AM, Steve Conrad <> wrote:

> Hi everyone -
> I have been spending some time over the past few weeks trying to understand
> the current status of the Mifos Payment Gateway and determine what things
> still need to be done. I wanted to summarize my understanding of where the
> gateway is at.
> I spoke with Avik to talk through the requirements and what work has been
> done so far. Vladimir Fomene worked to develop a data model and some basic
> functionality around inbound (loan repayments) and outbound (disbursements)
> transactions. At the same time, Antony Omeri was developing a parallel
> model and platform.Over the past couple of months Antony has developed much
> of the core functionality and integrated it into the Fineract platform,
> including using ActiveMQ for messaging.
> You can see a demo here of Antony's work. More functionality has been
> implemented since this was recorded, including porting from RabbitMQ to
> ActiveMQ
> And the repo is here:
> It seems to me that the best course forward is to continue to build on
> Antony's platform. However, there are elements of Vladimir's data model
> that I think we should consider integrating into Antony's platform -
> particularly the ability to configure connections between MFIs and
> MMPs/aggregators. We also need to think through functionality for error
> handling and rolling back transactions. Beyond that, there are additional
> use cases around batch disbursals, reconciliation, etc.
> If there are developers who are interested in working on bringing this
> project to completion, I see at least 4 areas that need work:
>    1) Expanding the schema to allow configuration parameters between an MFI
> and MMP (the API credentials, etc for a particular MFI connection to a
> provider/aggregator)
>    2) Implementing a couple of specific payment providers to prove out the
> functionality - possibly Beyonic and something like RazorPay
>    3) Implementing some kind of UI that we can use as a test platform -
> testing disbursals and repayments
>    4) Implementing use cases that have been defined but not yet developed -
> batch disbursals, reconciliation, etc.
> Thanks,
> Steve

*Ed Cable*
President/CEO, Mifos Initiative | Skype: edcable | Mobile: +1.484.477.8649

*Collectively Creating a World of 3 Billion Maries | *
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