Hello everyone, I am having trouble calling the REST API on the Fineract demo website https://www.fineract.dev/
I am using Postman to send my GET request. My request is to get the list of all the clients as detailed here https://demo.mifos.io/api-docs/apiLive.htm#clients_list URL: https://www.fineract.dev/api/v1/clients Response: and I am getting a 404 response <h1>404</h1> <p><strong>File not found</strong></p> <p> The site configured at this address does not contain the requested file. </p> Any help would be much appreciated. Thank you, Paul On Wed, Dec 30, 2020 at 2:22 PM Saransh Sharma <sara...@muellners.org> wrote: > If you are planning to store actual money on behalf of your consumer, you > can but for that you need a certain license and once you do that you have > the right to transfer using payment service or electronic transfers system > that are in place which is quite general across the world , these services > will provide you interfaces one eg is Asia Pay . > > Ideal approach is to become a fintech that can collect and transmit actual > money in thailand, there are banks who provide sub-license for you to do > that but then you actually become a Payment processor now choice is your , > you can choose an existing tech integrator or become one. > > Like partner with a payment processor then store digital balance in > fineract based on the money collected in your partner (Payment Processor > Account) then transmit using their API. > > Apart from that if you want to pave a path for becoming a neo bank that is > a long route. > > Thanks > > On Wed, Dec 30, 2020 at 12:03 PM Paul Aphivantrakul < > aphivantra...@gmail.com> wrote: > >> Hello everyone, >> >> Thank you for taking the time to write back to me. It looks like Fineract >> has a very supportive community. My current understanding is that for >> automatic and online creation of savings and checking accounts, building a >> frontend website to call backend Fineract APIs is the way to go. However, I >> am still unclear about how to actually send funds to other banks and how to >> receive funds from other banks. I think Debbie Watkins gave the closest >> answer about having to connect Fineract with the national clearing and >> settlement switch, but I am still not 100% clear on this. It seems to me >> that Fineract is a great backend, record-keeping software, but my question >> about how actual money gets transferred from one bank to another is still >> unclear to me. If anyone has experience with this, I would very much >> appreciate your input. >> >> Thank you again and Happy New Years, >> >> Paul >> >> On Wed, Dec 30, 2020 at 12:13 AM Victor Romero < >> victor.rom...@fintecheando.mx> wrote: >> >>> Hi Paul, >>> >>> I think you have to check the local regulation about becoming a Neo >>> Bank. And if your Use cases are suitable for Fineract, Fineract CN, >>> Mifor Payment Hub or Mojaloop. >>> >>> It is a complex task (not imposible) to build a bank. The ecosystem >>> around the solutions can be used in a micro finance institution to a >>> worldwide bank for serving from hundred to millions of customers. >>> >>> Take a look at >>> >>> http://fineract.apache.org/ >>> >>> https://mifos.gitbook.io/docs/payment-hub-ee/overview >>> >>> https://cwiki.apache.org/confluence/display/FINERACT/Mojaloop+Integration >>> >>> https://mifos.org/blog/mifos-mojaloop/ >>> >>> https://mojaloop.io/ >>> >>> Regards >>> >>> Victor >>> >>> On 29/12/20 0:44, Paul Aphivantrakul wrote: >>> > Hello everyone, >>> > >>> > My name is Paul Aphivantrakul, and I am a software developer currently >>> > living in Thailand. Since living here for about a year, I have become >>> > interested in the fintech market and came across the Fineract project. >>> > I would like to start a fintech startup similar to a neo bank here in >>> > Thailand that uses Fineract as the core banking system. However, I am >>> > still a little confused about how to use Fineract for a purely online >>> > bank. >>> > >>> > 1. How do users create checking or savings accounts in my neo bank? Do >>> > I have to create a website and call Fineract API endpoints? I am >>> > looking for a way to create accounts automatically online and not >>> > manually. >>> > 2. How can Fineract know when a bank transfers funds to my neo bank? >>> > Let's say a customer wants to deposit $100 from another bank into my >>> > neo bank. How does Fineract know if my neo bank actually received $100 >>> > from the other bank? >>> > 3. Similarly, if a customer wants to send $100 from my neo bank to >>> > their other bank, how does Fineract know that $100 was actually sent >>> > and how does it send it to the other bank? >>> > >>> > I have gone to https://www.fineract.dev/ and have tested out the >>> > Fineract system, but it seems that this system works best for bank >>> > tellers who work in physical branch locations. Is there a more >>> > automated way to create accounts and to accept and send out payments? >>> > Would this be done through the API? If so, do we as Fineract users >>> > have to create our own websites to allow customers to interact with >>> > these APIs? >>> > >>> > Thank you, >>> > >>> > Paul >>> >> > > -- > Thanks and regards, > > Saransh Sharma > Research Partner > > This mail is governed by Muellners® IT policy. > The information contained in this e-mail and any accompanying documents > may contain information that is confidential or otherwise protected from > disclosure. If you are not the intended recipient of this message, or if > this message has been addressed to you in error, please immediately alert > the sender by reply e-mail and then delete this message, including any > attachments. Any dissemination, distribution or other use of the contents > of this message by anyone other than the intended recipient is strictly > prohibited. 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