I would suggest that deploy a local version and try API there 

Sent from my iPhone

> On 31-Dec-2020, at 9:34 AM, Paul Aphivantrakul <aphivantra...@gmail.com> 
> wrote:
> 
> 
> Hello everyone,
> 
> I am having trouble calling the REST API on the Fineract demo website 
> https://www.fineract.dev/
> 
> I am using Postman to send my GET request. My request is to get the list of 
> all the clients as detailed here 
> https://demo.mifos.io/api-docs/apiLive.htm#clients_list
> 
> URL:
> https://www.fineract.dev/api/v1/clients  
> 
> Response:
> and I am getting a 404 response
> 
> <h1>404</h1>
>         <p><strong>File not found</strong></p>
> 
>         <p>
>             The site configured at this address does not
>             contain the requested file.
>         </p>
> 
> Any help would be much appreciated.
> 
> Thank you,
> 
> Paul
> 
> 
> 
> 
> 
> 
> 
>> On Wed, Dec 30, 2020 at 2:22 PM Saransh Sharma <sara...@muellners.org> wrote:
>> If you are planning to store actual money on behalf of your consumer, you 
>> can but for that you need a certain license and once you do that you have 
>> the right to transfer using payment service or electronic transfers system 
>> that are in place which is quite general across the world , these services 
>> will provide you interfaces one eg is Asia Pay .
>> 
>> Ideal approach is to become a fintech that can collect and transmit actual 
>> money in thailand,  there are banks who provide sub-license for you to do 
>> that but then you actually become a Payment processor now choice is your , 
>> you can choose an existing tech integrator or become one.
>> 
>> Like partner with a payment processor then store digital balance in fineract 
>> based on the money collected in your partner (Payment Processor Account) 
>> then transmit using their API. 
>> 
>> Apart from that if you want to pave a path for becoming a neo bank that is a 
>> long route.
>> 
>> Thanks 
>> 
>>> On Wed, Dec 30, 2020 at 12:03 PM Paul Aphivantrakul 
>>> <aphivantra...@gmail.com> wrote:
>>> Hello everyone,
>>> 
>>> Thank you for taking the time to write back to me. It looks like Fineract 
>>> has a very supportive community. My current understanding is that for 
>>> automatic and online creation of savings and checking accounts, building a 
>>> frontend website to call backend Fineract APIs is the way to go. However, I 
>>> am still unclear about how to actually send funds to other banks and how to 
>>> receive funds from other banks. I think Debbie Watkins gave the closest 
>>> answer about having to connect Fineract with the national clearing and 
>>> settlement switch, but I am still not 100% clear on this. It seems to me 
>>> that Fineract is a great backend, record-keeping software, but my question 
>>> about how actual money gets transferred from one bank to another is still 
>>> unclear to me. If anyone has experience with this, I would very much 
>>> appreciate your input.
>>> 
>>> Thank you again and Happy New Years,
>>> 
>>> Paul
>>> 
>>>> On Wed, Dec 30, 2020 at 12:13 AM Victor Romero 
>>>> <victor.rom...@fintecheando.mx> wrote:
>>>> Hi Paul,
>>>> 
>>>> I think you have to check the local regulation about becoming a Neo 
>>>> Bank. And if your Use cases are suitable for Fineract, Fineract CN, 
>>>> Mifor Payment Hub or Mojaloop.
>>>> 
>>>> It is a complex task (not imposible) to build a bank. The ecosystem 
>>>> around the solutions can be used in a micro finance institution to a 
>>>> worldwide bank for serving from hundred to millions of customers.
>>>> 
>>>> Take a look at
>>>> 
>>>> http://fineract.apache.org/
>>>> 
>>>> https://mifos.gitbook.io/docs/payment-hub-ee/overview
>>>> 
>>>> https://cwiki.apache.org/confluence/display/FINERACT/Mojaloop+Integration
>>>> 
>>>> https://mifos.org/blog/mifos-mojaloop/
>>>> 
>>>> https://mojaloop.io/
>>>> 
>>>> Regards
>>>> 
>>>> Victor
>>>> 
>>>> On 29/12/20 0:44, Paul Aphivantrakul wrote:
>>>> > Hello everyone,
>>>> >
>>>> > My name is Paul Aphivantrakul, and I am a software developer currently 
>>>> > living in Thailand. Since living here for about a year, I have become 
>>>> > interested in the fintech market and came across the Fineract project. 
>>>> > I would like to start a fintech startup similar to a neo bank here in 
>>>> > Thailand that uses Fineract as the core banking system. However, I am 
>>>> > still a little confused about how to use Fineract for a purely online 
>>>> > bank.
>>>> >
>>>> > 1. How do users create checking or savings accounts in my neo bank? Do 
>>>> > I have to create a website and call Fineract API endpoints? I am 
>>>> > looking for a way to create accounts automatically online and not 
>>>> > manually.
>>>> > 2. How can Fineract know when a bank transfers funds to my neo bank? 
>>>> > Let's say a customer wants to deposit $100 from another bank into my 
>>>> > neo bank. How does Fineract know if my neo bank actually received $100 
>>>> > from the other bank?
>>>> > 3. Similarly, if a customer wants to send $100 from my neo bank to 
>>>> > their other bank, how does Fineract know that $100 was actually sent 
>>>> > and how does it send it to the other bank?
>>>> >
>>>> > I have gone to https://www.fineract.dev/ and have tested out the 
>>>> > Fineract system, but it seems that this system works best for bank 
>>>> > tellers who work in physical branch locations. Is there a more 
>>>> > automated way to create accounts and to accept and send out payments? 
>>>> > Would this be done through the API? If so, do we as Fineract users 
>>>> > have to create our own websites to allow customers to interact with 
>>>> > these APIs?
>>>> >
>>>> > Thank you,
>>>> >
>>>> > Paul
>> 
>> 
>> -- 
>> Thanks and regards,
>> 
>> Saransh Sharma
>> Research Partner
>> 
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