Hi All, Apache fineract doesn't allow withdrawal when account balance is 0 because of insufficient funds by design. And we can have the savings account to have a negative balance by enabling an overdraft facility for that savings product and savings account.
We have a use case where we want to post withdrawal transactions to the savings account when the balance is zero and allow negative balance to the savings account without enabling overdraft facility for that account. Can we have global configuration in fineract that will allow the savings account with negative balance and by default we can have it OFF and when we make it ON, we should allow the savings account balance to go negative without enabling overdraft to it. Please advise, does this make sense to add this feature in finreact community version Thanks, Hitesh
