Hello,

I think that it should be able to be configured in the savings product, but
not in a global configuration.

Regards

Victor

El mié, 7 ene 2026 a las 11:19, hitesh prajapati (<
[email protected]>) escribió:

> Hi All,
>
> Apache fineract doesn't allow withdrawal when account balance is 0 because
> of insufficient funds by design. And we can have the savings account to
> have a negative balance by enabling an overdraft facility for that savings
> product and savings account.
>
> We have a use case where we want to post withdrawal transactions to the
> savings account when the balance is zero and allow negative balance to the
> savings account without enabling overdraft facility for that account.
>
> Can we have global configuration in fineract that will allow the savings
> account with negative balance  and by default we can have it OFF and when
> we make it ON, we should allow the savings account balance to go negative
> without enabling overdraft to it.
>
> Please advise, does this make sense to add this feature in finreact
> community version
>
> Thanks,
> Hitesh
>

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