>- see footer for list info -<

Thanks Tim,

This is excellent info for the future.

We use the PP subs system right now, but we have the code in place pretty
much to be able to change it over to something like Protx.  Not worthwhile
with our current turnover, but will need something like this in the not to
distant future.

Integrating with PP Subs was a pain in the proverbial, so I can only hope
protx is going to be easier!

We now have a completely automated subs system, which does make life nice
and easy, and users get instant access when they pay.



Jenny



> -----Original Message-----
> From: [EMAIL PROTECTED]
> [mailto:[EMAIL PROTECTED] Behalf Of Tim Blair
> Sent: 21 January 2005 10:19
> To: Coldfusion Development
> Subject: RE: [CF-Dev] Credit Card Payments / SCI
>
>
> >- see footer for list info -<
>
> Jenny,
>
> > was wondering if it's any good and is it easy to integrate
> > and is it a worthwhile alternative to paypal?
>
> Protx is simply a payment gateway -- they take the CC details and
> attempt to authorise the transaction *on your behalf*.  As such, you
> must have an internet merchant account with your aquiring bank (be it
> Barclays, Lloyds TSB etc); the process to obtain this in itself can be a
> mission to go through involving auditing of company accounts etc.
> Basically, PayPal acts as a middle man between yourself and a company
> like Protx.
>
> With PayPal, you can set up an account nice and easy and they stick the
> money into your account.  You've a nice front end, but people have to
> sign up with PP themselves to make a payment.  What happens is that PP
> themselves take the money from the payee's account, and then transfer
> the cash to you.  Everything goes through their merchant account etc.
>
> By going directly to a payment gateway it allows you a lot more control
> -- e.g. you can take payments directly from your own site, including
> repeat monthly payments, or provide an Amazon-esque "register your card
> now and you don't have to type it in when you check out in the future"
> type thing.
>
> But this added control comes at the price of a lot more hassle and added
> complexity - you have to build the entire payment process yourself,
> although Protx now provide a basic custom tag to help you along the
> way...
>
> HTH,
>
> Tim.
>
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