Secret questions invariably thwart me, maybe because they always ask for 
something that I can't remember, that changes, or that doesn't apply to me. 
Which phone number - my cell or land line? Address - did I set this up before 
or after I moved? I went to 11 different schools, my favourite colour and food 
change often, and my husband took my last name, so he's the one with the maiden 
name, not me... (Maybe I'm odd, but all of this is true.)
The only secret question that has ever done me any good is "Type your own 
secret question and answer."

Bruce Schneier's article makes a very good point, too, that this is just a less 
secure, backup password. I'm not versed in internet security, but it seems odd 
to me that my bank account protects my atm access with a single 4-digit code, 
while Yahoo Groups went to incredible lengths to punish me and lock me out for 
having the audacity to forget my password.

*I'm sure this is a naive question,* but some major sites will simply send a 
reset link to the email on file when i forget my password (after making me 
verify that I'm a real human by copying text from a janky image)... what's 
wrong with that?

Cheers,
Sylvania

User Experience Designer
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