Ian... There will always be more costs to those that can't budget properly and prepay in advance... You'll see this in every possible business transaction.. Or how about we just go straight to run in a credit system like most of the business world and offer a deal to those that day their debt early... Perfect to get those in accounting the practice it as it would be in the "real" world... One thing I never understood in business.. Borrow from us and repay with 2 weeks and you get a better deal than just paying for it straight up... Uhh what?
Cheers!! > On Jan 27, 2014, at 3:44 PM, Mark Jenkins <m...@parit.ca> wrote: > >> On 27/01/14 03:02 PM, Ian Trump wrote: >> IMHO Monthly PAD is preferred - less overhead to worry about, tracking >> anniversaries of renewal or issuing refunds. Were a Month to Month >> organization. Discounts are a pain in the ass and punish those who don't >> have sufficient means to up front $480.00 > > Even with banking fees, anyone we can get on PAD is ideal for administrative > reasons, but some people are always going to turn it down as an option and > pay irregularly. > > So how best to deal with them. > > Getting people who aren't on PAD to pay in bigger chucks should reduce the > admin overhead in dealing with them. It's not fair to Skullspace to have so > much admin overhead, which technology can help with, but can't eliminate. > > But a 1/6 discount (10 out of 12 months example) [16%!] is going too steep, > enough that it does feel like a kick in the teeth to everybody else. > > Should be big enough to incentive some people who are already paying > irregularly every month to step up and do this (bi-monthly, quarterly, > annual), but not so big that we got people dropping their monthly PADs or big > enough that people who pay irregular feel it out-paces the admin burden they > create. Sweet spot might be closer to where those PAD bank fees are at, like > 2%... not 16%. > > And however done, shouldn't strike me as bylaw territory, should be in the > board's purview. > (Bylaw fix needed if the board doesn't have some discretion on this... not > formally moving something...) > > _______________________________________________ > SkullSpace Discuss Mailing List > Help: http://www.skullspace.ca/wiki/index.php/Mailing_List#Discuss > Archive: https://groups.google.com/group/skullspace-discuss-archive/ _______________________________________________ SkullSpace Discuss Mailing List Help: http://www.skullspace.ca/wiki/index.php/Mailing_List#Discuss Archive: https://groups.google.com/group/skullspace-discuss-archive/
