On Mon, Jul 13, 2015 at 07:50:07AM +0200, Nico Rikken wrote: > Hi everyone, > > (I'm relatively new to this list, and I like what you are doing.)
Hi, Nico! I'm Peter (pharpend in the IRC channel). A general point of advice for mailing lists: you should always start your reply with a quotation explaining the context, like I just did. This helps other people reading the list. > Concerning the payment overhead, you might offer the option of having > some monetary buffer at Snowdrift. Coming from a country where credit > cards aren't as common (NL), I've observed such a deposit as a way to > avoid automatic bank transfers whilst providing guaranteed payment. It > of course also helps to reduce overhead for transfer. It occurs to me that we could just *advertise* a payment as US $0.15 per day or whatever, but only do the actual payment processing once a month. This would sort of be a pain though, because we would have to * Set up the account views to mirror this (i.e. remove $0.15 from someone's apparent funds every day) * Have some sort of buffer system and a cron job for actually processing the payments. For those who somehow don't understand my awful explanation of my idea: * Jan 1: X pledges $0.15 / day to project P, loads $50.00 into his account. * Jan 2: X notices that he only has $49.85 in his account, however no actual transaction has taken place * Jan 3: X notices that he only has $49.70 in his account, however no actual transaction has taken place * Jan 4: X notices that he only has $49.55 in his account, however no actual transaction has taken place * ... * During this time, $0.15 is taken from his apparent funds each day and loaded into a buffer, which, at the end of January's 31 days, will have $4.65. Again, no actual transaction has taken place * January 31: X notices that he only has $45.35 in his account. Today, an actual transaction will take place giving $4.65 to project P. This is not difficult from a programming standpoint, although it is a bit tedious. I don't know if the psychological benefit would be worth the extra pain. In addition, I don't want to get into the practice of playing psychological tricks on our patrons. This isn't a casino, after all. Peter Harpending
pgpLG1FFWYf8K.pgp
Description: PGP signature
_______________________________________________ Discuss mailing list [email protected] https://lists.snowdrift.coop/mailman/listinfo/discuss
