The are several options to do this kind of thing in the U.S. The are two
basic systems (there are others in limited use) in use are the
"Electronic Funds Transfer" (EFT) system and the Automated Clearing
House (ACH) system. Many people confuse these as the same -- they are
not. The service(s) that an individual or business can get through these
services depends upon their bank. There are also service providers that
provide access to these systems for a fee, the bank usually assess there
own fees as well, and usually only businesses can use the service
directely. However, many U.S. banks (especially internet only banks) are
offering various levels of access to these systems to all their users,
some offerring a limited # of free EFT &/or ACH transactions per month
to pay things like utility bills, mortages and the like.
PECB
www.gold-age.net
Sidd wrote:
>
> >> Quite ridiculously, it is NOT possible to go online and move money
> >> from your bank account, at a given bank, to a friend's bank account
> >> (I mean at the same bank).
> >
>
> Hey JP,. . .
>
> For corporate accounts, . . . and have "Instant" and "batch" inter bank
> transfers for things like paying wages etc.
>
> No doubt the USA will *eventually* catch up with us, but it will
> probably take them a few years to get their act together :)
>
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