I knew a guy that made anyone who wanted to ride along sign a waiver.  
Regardless of what you may think, one can't sign his rights away and if you 
feel that dying in a fiery crash will get you off the hook, it won't.  Injured 
parties will sue your estate and leave your wife and children in the poor 
house.  That includes the farmer who's corn you plow down and the county 
environmental crew who have to clean the area up of all that super pollutant 
avgas, oil, grease and ashes.  Don't ask me about Young Eagles.  Hats off to 
those who do it.  I admire you but I won't.  Too much to lose if something 
happens.

Reconsider your liability insurance, flying without it is foolish.



  ----- Original Message ----- 
  From: [EMAIL PROTECTED] 
  To: [email protected] 
  Sent: Monday, February 04, 2008 8:47 PM
  Subject: RE: [ercoupe-tech] Re: INSURANCE Liabilty...a wid card view



  In response to Dave’s query as to whether any of us have opted to forego 
insurance, my FBO requires that I carry liability insurance to rent their 
hanger so I do.  I have no hull insurance.  Although my aircraft improves each 
year, it’s not near as nice as some of the coupes that I see at fly inns.  The 
other issue is that I’ve grown fond of this machine and if I ding it up real 
good, I would not want it’s fate in someone else’s hands.  

  If not required to carry liability insurance, I would think hard about 
dropping it simply because I tend to focus much more on maintaining my health 
than on maintaining my wealth.  Plus, I don’t have much wealth.  I would never 
presume that this approach to insurance would be wise for anyone else.

  I also want to thank Jerry for his recent posts.  I asked for Jerry’s opinion 
(off list) as to the likelihood of some of the things that we obsess about 
(mainly paperwork subtleties) being argued in court.  With his experience, I 
figured he was the best guy to speak to that.  I didn’t expect such a candid 
response but I sure do appreciate it.  If your wife covers the eastern United 
States Jerry, would you kindly provide for me a way to reach her?  She sounds 
very cool and I’d like to get a quote from her when my policy is up for renewal.

  Thanks,
  Bill

  Has anybody simply opted to forego commercial insurance and fly so as to 
avoid needing it?
  Opinions?
  Dave W

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