And don't forget that even if the EV body is a write off there is pretty good
chance the electric drive train (battery pack, inverter, DC/DC converter,
gearbox/adaptor/motor and instrumentation) ie all the expensive bits - will
probably be salvageable. Ask me how I know! So liability, fire and theft
('3rd party, fire and theft' as we call it in the UK) would do and that might
be enough to get a quote compared with 'fully comp(rehensive)'. MW
On 11 Mar 2015, at 00:08, Cor van de Water via EV <[email protected]> wrote:
> Not sure that I completely understand your question -
> Liability insurance is just that - the coverage for damage you do to others.
> That does not cover your own vehicle, obviously. If you are at fault, the
> loss on your vehicle is your problem
> but since I have been able to buy all my vehicles with cash, I can live with
> that loss and buy another cash
> if I lose my car, since my cars are typically below $3k and I save
> significantly by not full coverage insurance
> since I find it ridiculous to pay around $1000 per year for a car that has a
> value not much above that amount.
> The savings on insurance alone allow me to drive a used Prius for free...
>
> Cor van de Water
> Chief Scientist
> Proxim Wireless
>
> office +1 408 383 7626 Skype: cor_van_de_water
> XoIP +31 87 784 1130 private: cvandewater.info
> www.proxim.com
>
>
> This email message (including any attachments) contains confidential and
> proprietary information of Proxim Wireless Corporation. If you received this
> message in error, please delete it and notify the sender. Any unauthorized
> use, disclosure, distribution, or copying of any part of this message is
> prohibited.
>
>
> -----Original Message-----
> From: [email protected] [mailto:[email protected]]
> Sent: Tuesday, March 10, 2015 4:52 PM
> To: Cor van de Water; Electric Vehicle Discussion List
> Subject: Re: [EVDL] Insurance Woes My Insurance asked if it still has a s in
> it and I said yes, so if I get in wreck will I be covered
>
>
> ---- Cor van de Water via EV <[email protected]> wrote:
>> I currently drive a conversion EV truck that has liability insurance via
>> Farmers.
>> I always tell my agent what it is that I am bringing to him, I do not
>> know if he reports everything to the underwriter besides that it is a
>> 1989 Ford Ranger with industry standard VIN and simply omits that it no
>> longer has a 4-banger.
>>
>> Cor van de Water
>> Chief Scientist
>> Proxim Wireless
>>
>> office +1 408 383 7626 Skype: cor_van_de_water
>> XoIP +31 87 784 1130 private: cvandewater.info
>> www.proxim.com
>>
>>
>> This email message (including any attachments) contains confidential and
>> proprietary information of Proxim Wireless Corporation. If you received
>> this message in error, please delete it and notify the sender. Any
>> unauthorized use, disclosure, distribution, or copying of any part of this
>> message is prohibited.
>>
>>
>> -----Original Message-----
>> From: EV [mailto:[email protected]] On Behalf Of Mike
>> Nickerson via EV
>> Sent: Tuesday, March 10, 2015 4:42 PM
>> To: Lee Hart; Electric Vehicle Discussion List
>> Subject: Re: [EVDL] Insurance Woes
>>
>> State Farm didn't have any problem with a production EV. It was the fact
>> that it was a conversion that caused the grief. I was actually pretty
>> pissed about the way it went down.
>>
>> Before I bought the conversion, I asked my agent if they could insure it. I
>> was assured that wasn't a problem. I buy it, bring it home and they write
>> the policy. A month later, I get a letter from the underwriter stating that
>> my insurance was cancelled. I then had to scramble to get insurance
>> elsewhere.
>>
>> Mike
>>
>>
>>
>> On March 10, 2015 5:18:58 PM MDT, Lee Hart via EV <[email protected]> wrote:
>>> Cal Frye via EV wrote:
>>>> There's no rhyme nor reason to it. I switched from Nationwide to
>>> State
>>>> Farm 'cause only the latter would insure my GEM.
>>>> And yes, I started in the Yellow Pages with AAA and finally stopped
>>> with
>>>> State Farm...
>>>
>>> Oddly enough my EVs are both insured with State Farm. Both a 2013
>>> Leaf,
>>>
>>> and a 1980 Lectric Leopard (converted Renault LeCar). They've never
>>> given me any trouble.
>>
>> _______________________________________________
>> UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub
>> http://lists.evdl.org/listinfo.cgi/ev-evdl.org
>> For EV drag racing discussion, please use NEDRA
>> (http://groups.yahoo.com/group/NEDRA)
>>
>> _______________________________________________
>> UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub
>> http://lists.evdl.org/listinfo.cgi/ev-evdl.org
>> For EV drag racing discussion, please use NEDRA
>> (http://groups.yahoo.com/group/NEDRA)
>>
>
> _______________________________________________
> UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub
> http://lists.evdl.org/listinfo.cgi/ev-evdl.org
> For EV drag racing discussion, please use NEDRA
> (http://groups.yahoo.com/group/NEDRA)
>
_______________________________________________
UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub
http://lists.evdl.org/listinfo.cgi/ev-evdl.org
For EV drag racing discussion, please use NEDRA
(http://groups.yahoo.com/group/NEDRA)
