You made me look up my figures. I think I'll disagree: my 2011 Leaf
cost about $400 for collision & comprehensive for the first year. Now
it's about $500 a year (not sure why it's gone up). Regardless, for the
first few years I've spent about $2000. Not unreasonable for a car that
cost about $30K.
In a few more years, as the Leaf's value decreases, I think I'll agree
with you. At some point, it's cheaper to buy an equivalent car than pay
that part of the insurance.
On the other hand, I'm paying about $300/year for collision &
comprehensive for my 15 year old honda. It's probably worth about $3K.
So, that's 10 years of insurance. Maybe it is worth paying :)
Peri
------ Original Message ------
From: "Cor van de Water via EV" <[email protected]>
To: "Electric Vehicle Discussion List" <[email protected]>
Sent: 11-Mar-15 9:30:25 PM
Subject: Re: [EVDL] Insurance Woes
The only moment that you want full coverage is either
- you have so much money in the car that you can't afford to lose it
- if you have financed the car, because then it is not yours.
Any time you own it and can survive its loss (financially) then it
often makes no sense to do full coverage.
YMMV.
Cor van de Water
Chief Scientist
Proxim Wireless
office +1 408 383 7626 Skype: cor_van_de_water
XoIP +31 87 784 1130 private: cvandewater.info
www.proxim.com
This email message (including any attachments) contains confidential
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-----Original Message-----
From: EV [mailto:[email protected]] On Behalf Of Roland via EV
Sent: Wednesday, March 11, 2015 7:23 PM
To: ieriotjre3p; Electric Vehicle Discussion List
Subject: Re: [EVDL] Insurance Woes
The Hartford is the one that I have all my vehicles insure as liability
only. If one car is worth over 100k and the other is a 1955 shop pickup
worth $500, they are both insure at the same liability cost.
You can use the same liability card to cover other people vehicles or a
rental car you drive too.
I never insure my vehicles with collision coverage, because the cost of
the collision insurance for the past 60 years could buy many vehicles.
I have one vehicle in storage which is a 1973 Manta Mirage that only
has 53 miles on it, I just insure that one for comprehension and glass
damage with The Hartford.
Roland
----- Original Message -----
From: ieriotjre3p via EV<mailto:[email protected]>
To: [email protected]<mailto:[email protected]>
Sent: Wednesday, March 11, 2015 6:38 PM
Subject: Re: [EVDL] Insurance Woes
The Hartford will insure your EV, conversions and OEM
--
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