Hi Peri, Either you are very lucky or you have built up about maximum good-driver discount, which can reduce premium by around 70% compared to having someone who is relatively new insured (like my son who started driving recently)
Cor van de Water Chief Scientist Proxim Wireless office +1 408 383 7626 Skype: cor_van_de_water XoIP +31 87 784 1130 private: cvandewater.info www.proxim.com This email message (including any attachments) contains confidential and proprietary information of Proxim Wireless Corporation. If you received this message in error, please delete it and notify the sender. Any unauthorized use, disclosure, distribution, or copying of any part of this message is prohibited. -----Original Message----- From: Peri Hartman [mailto:[email protected]] Sent: Wednesday, March 11, 2015 9:47 PM To: Cor van de Water; Electric Vehicle Discussion List Subject: Re[2]: [EVDL] Insurance Woes You made me look up my figures. I think I'll disagree: my 2011 Leaf cost about $400 for collision & comprehensive for the first year. Now it's about $500 a year (not sure why it's gone up). Regardless, for the first few years I've spent about $2000. Not unreasonable for a car that cost about $30K. In a few more years, as the Leaf's value decreases, I think I'll agree with you. At some point, it's cheaper to buy an equivalent car than pay that part of the insurance. On the other hand, I'm paying about $300/year for collision & comprehensive for my 15 year old honda. It's probably worth about $3K. So, that's 10 years of insurance. Maybe it is worth paying :) Peri ------ Original Message ------ From: "Cor van de Water via EV" <[email protected]> To: "Electric Vehicle Discussion List" <[email protected]> Sent: 11-Mar-15 9:30:25 PM Subject: Re: [EVDL] Insurance Woes >The only moment that you want full coverage is either >- you have so much money in the car that you can't afford to lose it >- if you have financed the car, because then it is not yours. > >Any time you own it and can survive its loss (financially) then it >often makes no sense to do full coverage. >YMMV. > >Cor van de Water >Chief Scientist >Proxim Wireless > >office +1 408 383 7626 Skype: cor_van_de_water XoIP +31 87 784 1130 >private: cvandewater.info www.proxim.com > > >This email message (including any attachments) contains confidential >and proprietary information of Proxim Wireless Corporation. If you >received this message in error, please delete it and notify the sender. > Any unauthorized use, disclosure, distribution, or copying of any >part of this message is prohibited. > > >-----Original Message----- >From: EV [mailto:[email protected]] On Behalf Of Roland via EV >Sent: Wednesday, March 11, 2015 7:23 PM >To: ieriotjre3p; Electric Vehicle Discussion List >Subject: Re: [EVDL] Insurance Woes > > >The Hartford is the one that I have all my vehicles insure as liability >only. If one car is worth over 100k and the other is a 1955 shop pickup >worth $500, they are both insure at the same liability cost. > > > >You can use the same liability card to cover other people vehicles or a >rental car you drive too. > > > >I never insure my vehicles with collision coverage, because the cost of >the collision insurance for the past 60 years could buy many vehicles. > > > >I have one vehicle in storage which is a 1973 Manta Mirage that only >has 53 miles on it, I just insure that one for comprehension and glass >damage with The Hartford. > > > >Roland > > >----- Original Message ----- > >From: ieriotjre3p via EV<mailto:[email protected]> > >To: [email protected]<mailto:[email protected]> > >Sent: Wednesday, March 11, 2015 6:38 PM > >Subject: Re: [EVDL] Insurance Woes > > > > >The Hartford will insure your EV, conversions and OEM > > > >-- >View this message in context: >http://electric-vehicle-discussion-list.413529.n4.nabble.com/Insurance- >Woes-tp4674179p4674210.html<http://electric-vehicle-discussion-list.413 >529.n4.nabble.com/Insurance-Woes-tp4674179p4674210.html> >Sent from the Electric Vehicle Discussion List mailing list archive at >Nabble.com. >_______________________________________________ >UNSUBSCRIBE: >http://www.evdl.org/help/index.html#usub<http://www.evdl.org/help/index >.html#usub> >http://lists.evdl.org/listinfo.cgi/ev-evdl.org<http://lists.evdl.org/li >stinfo.cgi/ev-evdl.org> For EV drag racing discussion, please use NEDRA >(http://groups.yahoo.com/group/NEDRA<http://groups.yahoo.com/group/NEDR >A>) > >-------------- next part -------------- An HTML attachment was >scrubbed... >URL: ><http://lists.evdl.org/private.cgi/ev-evdl.org/attachments/20150311/71a >a7f93/attachment.htm> _______________________________________________ >UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub >http://lists.evdl.org/listinfo.cgi/ev-evdl.org >For EV drag racing discussion, please use NEDRA >(http://groups.yahoo.com/group/NEDRA) > >_______________________________________________ >UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub >http://lists.evdl.org/listinfo.cgi/ev-evdl.org >For EV drag racing discussion, please use NEDRA >(http://groups.yahoo.com/group/NEDRA) > > _______________________________________________ UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub http://lists.evdl.org/listinfo.cgi/ev-evdl.org For EV drag racing discussion, please use NEDRA (http://groups.yahoo.com/group/NEDRA)
