Anyone know of a Russian 'high street' bank that's any good (savings, 
mortgages...)? If so, it'll get my business immediately. One with competent 
staff above the age of, say, 20, who know the basic transactions and procedures 
that tend to come up during any working day? I've yet to find one after being 
here 22 years. I've tried Raiffeisen, VTB24 and Bank Moskvi. All provide mostly 
terrible service, it seems to me due to poor training/HR strategy in general. 
Some staff are great (actually, only at Raiffeisen), but most... let those 
great exceptions down, not to mention their clientele. Rant over. Any 
recommendations?
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